moolahgeeks is no longer being updated. Our recommendations may be outdated and should not be relied upon. Learn more
Robo-Advisors in Singapore had a mixed 2H2022. Their Flagship portfolios underperformed while some Thematic portfolios did well.
Amaze Card is the best option for spending overseas or online in foreign currencies. If you need to withdraw cash or use DBS credit cards, YouTrip is best for you.
Learn which credit cards work together the best to supercharge your cashback and rewards in a hassle-free way.
After looking through more than 350 travel insurance policies, we find MSIG and Income offer policies with the best value for money and a great customer experience in Singapore.
Using the UOB PRVI Miles Card on CardUp can allow you to profit by charging your rent and taxes to a credit card.
The KrisFlyer UOB Credit Card offers the best overall rewards as long as you spend at least S$800+ per year with Singapore Airlines and KrisShop. The effective reward rate on this card can be 2.5%+.
Converting Rewards points to KrisFlyer miles in Singapore, usually increases their value as long as you convert enough miles to overcome the drag from conversion fees.
For the cheapest petrol, use POSB Everyday Card at SPC. Citi Cash Back Card will get you a great deal at 110+ Esso & Shell stations.
Endowus makes investing easy and cheap and is the best Robo-Advisor for most people in Singapore.
If you can invest for more than 10 years & don't need the money for a mortgage down payment or education before that, you should invest your CPF-OA (but not SA) in Unit Trusts via Endowus.
We prefer Endowus over MoneyOwl for CPF portfolios as they offer more diversified equity exposure, more choices and a better user experience. We think it's worth the slightly higher fee.
Investing in SRS makes sense if you have funds for long term investments. The tax savings are worth giving up some flexibility for. Invest SRS funds in low cost, globally diversified portfolios with Endowus.
Wise provides the best combination of a lowest all-in money transfer cost, transparent disclosure and fast transfers to most major countries from Singapore and is our pick for most people.
Most people would be better off avoiding crypto for remittances. Money Transfer services by Fintech Cos are much simpler and cheaper than Banks or crypto.
Amaze Card is the best option for spending overseas or online in foreign currencies. If you need to withdraw cash or use DBS credit cards, YouTrip is best for you.
Maybank Friends & Family Credit Card is the best cashback card for most people in Singapore, while Citi Cash Back+ is the best for high spenders.
Interactive Brokers is 80%+ cheaper than others in most markets and has the best tools and data. It is the best Broker for most people in Singapore.
At current yields of 2.60%+, Singapore Savings Bonds (SSB) are more attractive than Bank Fixed Deposits, Robo Cash Management products and most savings accounts. The embedded put option is valuable in today's rising rate environment.
We recommend the best Equity ETFs to create a low cost, diversified, passive portfolio after analyzing cost of ownership, liquidity & taxes.
We recommend the best Bond ETFs to create a low cost, diversified, passive portfolio after analyzing total cost of ownership, liquidity and AUM.
You can get 1.4¢/ KrisFlyer mile with very little effort or flexibility. You can easily get more than 2.0¢/ mile if you are willing to be flexible.
After the recent revision to the KrisFlyer program, you need 10% more miles to redeems flights. But cash fares are up big & award bookings are harder to get. A KrisFlyer mile is still worth 1.4¢.
Maybank Friends & Family Credit Card is the best cashback card for most people in Singapore, while Citi Cash Back+ is the best for high spenders.
For the cheapest petrol, use POSB Everyday Card at SPC. Citi Cash Back Card will get you a great deal at 110+ Esso & Shell stations.
Investing in SRS makes sense if you have funds for long term investments. The tax savings are worth giving up some flexibility for. Invest SRS funds in low cost, globally diversified portfolios with Endowus.
StashAway offers best tools for goal based investing & is the lowest cost Robo Advisor for large portfolios.
Interactive Brokers allows you to create a DIY Robo-Advisor, saving hundreds of dollars a year, but has some risks and requires discipline in investing.
A managed portfolio service by DBS that is missing some key features but was easy to use overall.
POEMS is the best broker for trading smaller markets like Indonesia and Malaysia but is expensive for bigger markets.
The "Zero Commission" offers for US stock by moomoo & Tiger cut effective commissions by 7-25% but do not touch FX spread which accounts for 80% of the all-in trading cost. Our pick, IB, is still cheaper by upto 90%.
Tiger Brokers has a full-featured gamified trading app but charges high FX conversion spreads.
We recommend the best Gold & Silver ETFs to create a low cost, diversified, passive portfolio based on total cost of ownership and liquidity.
KrisFlyer UOB Credit Card is the best overall credit card in Singapore with a reward yield of 2.5%+. Receive up to 12,000 miles when you sign up for the card in September.
Citi Cash Back is a great cashback credit card. Choose from 4 awesome gifts (incl. S$400 cash via PayNow) when you sign up for the card today.
MoneyOwl is offering up to S$500 in FairPrice vouchers to the first 400 customers who complete a one-time top up of their SRS accounts before 31 Dec 2022.
Citi Cash Back+ is a great cashback credit card. Receive S$400 cash via PayNow when you sign up for the card today.
