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| Monthly Spend | S$ 1K | S$ 2K | S$ 4K | S$ 6.5K | S$ 10K |
|---|---|---|---|---|---|
| Net Reward Yield | 1.0% | 1.2% | 1.2% | 1.2% | 1.2% |
| Est. Monthly Reward (S$) | 10 | 20 | 45 | 75 | 120 |
| All-Singapore Rewards Rank* | 51 | 49 | 45 | 40 | 32 |
| Within Bank Rank* | 4 | 4 | 4 | 3 | 3 |
| * Based on est. net reward yield for more than 70 credit cards in Singapore, for each monthly spending level. Read about how we calculate the net reward yield here & here. | |||||
The CIMB Visa Infinite Credit Card gives 2% cashback on travel, overseas and online spending in foreign currencies.
All other spending earns 1% with no monthly caps.
Overall, we estimate you can earn a net reward yield of 1.0-1.2% on all spending with this card in a month.
| Card | CIMB Visa Infinite Credit Card |
|---|---|
| Card Type | Cashback |
| Cashback Features | 2% Cashback on – Travel – Overseas – Online Foreign Spends 1% cashback on all other spend |
| Cashback Caps | Unlimited |
| Other Rewards & Benefits | – Complimentary Travel Insurance up to S$1,000,000
– Complimentary CIMB Airport Companion Membership for Lounge access |
| Preferred Redemption Method | Cashback against statement balance |
| Card | CIMB Visa Infinite Credit Card |
|---|---|
| Income Criteria | S$120,000 |
| Annual Fee | Nil |
| Min. Annual Credit Card Spend for Fee Waiver |
N/A |
| Supplementary Card Fee | Free |
| Interest Rate | 25.90% |
| Foreign Currency Markup | 3.00% |
| Cash Advance Charge | 6% or S$15, whichever is higher |
The Maybank Family & Friends Credit Card is the best cashback card for most people in Singapore. It has the highest cashback rate of 8% on 5 spending categories of your choice and also the highest monthly cashback cap of S$125.
We estimate you can earn a net reward yield of 3.0 – 4.8% with this card on monthly spends between S$800 – 4,000.
The KrisFlyer UOB Credit Card is the best rewards card in Singapore for most people. You can earn up to 3 miles per dollar spent with this card on dining, travel & online fashion and 1.2 miles per dollar on most other transactions.
We estimate you can earn a net reward yield of 2.5 – 2.8% on all your spending with this card.
The Citi Cash Back+ is the best cashback credit card if you spend more than S$6,000 a month on your card. Its cashback rate of 1.60% with no caps, overall or by category, is one of the highest in Singapore.
Learn more about which is the best card for you by reading our pieces on the best rewards card, the best cashback card and the best card combos in Singapore.
If you drive, consider our piece on the best card for petrol and if you’re a travel bug, read about the best card for travel.
Questions? Suggestions? See a mistake? Write to us!
2.2 VOYAGE Miles / S$1 on Foreign Spends and 1.3 Miles on Local Spends. Unlimited Complimentary Airport Lounge Visits. Above average but not great, high fee.
3.2 KrisFlyer mpd on Grab, 2 mpd on Singapore Airlines & KrisShop and 1.2 miles on the rest. Overseas spends earn 2 mpd in June & December only.
6.67% cashback on Shopee, Grab, SimplyGo, Giant, Cold Storage, CS Fresh, Jasons & UOB travel. All other spending earns 3.33% cashback capped at S$200 / Qtr.
