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How much

How much are International Airline Miles worth in India?

by Apoorv Trivedi on

Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.

Travel Bookings

The Best Credit Card in India for Lounge Access

by Apoorv Trivedi on

160+ credit cards in India offer some form of airport lounge access. We select the cards with the best cost-benefit for complimentary airport lounge access in India and overseas.

How much

How much are Airline Miles worth in India?

by A Trivedi & K V Sharma on

We analyzed data on 100s of flights to estimate the value of frequent flyer points in India. A CV Point is worth Rs.0.90 while InterMiles are worth Rs.0.30.

Best Credit Card

The Best Credit Cards in India

by A Trivedi & K V Sharma on

Choosing the right credit card can save you thousands of rupees a year. We computed the net reward yield for nearly 400 cards from 15 banks to find the absolute best cards for you.

Credit Cards

Axis Bank Feature Image

The Best Credit Cards by Axis Bank

by Apoorv Trivedi on

The ACE is the best credit card from Axis Bank for most people. High spenders should go for the Vistara Infinite or Magnus.

Online Shopping

The Best Credit Cards in India for Online Shopping

by A Trivedi & K V Sharma on

The CASHBACK SBI Card is the best credit card in India for online shopping. It offers 5% cashback on all online transactions with a high monthly cashback cap of ₹10,000 and a low annual fee of ₹999.

HDFC Bank Feature Image

The Best Credit Cards by HDFC Bank

by Apoorv Trivedi on

The Millenia is the best credit card from HDFC Bank for most people. The INFINIA gives the best rewards to High Spenders. Consider the Indian Oil Card at the entry level.

SBI Card Feature Image

The Best Credit Cards by SBI Card

by Apoorv Trivedi on

The CASHBACK SBI Card is the best credit card from SBI Card, with 5% cashback on most online spend. For high spenders, it works well with the Prime Advantage.

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The Best Credit Cards by RBL Bank

by Apoorv Trivedi on

The RBL Bank Monthly Treats Credit Card is probably the best entry level credit card in India. Heavy Zomato & Blinkit users will love the Zomato Edition Black.

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The Best Credit Cards by Bank of Baroda

by Apoorv Trivedi on

The Snapdeal BoB Credit Card is the best credit card from Bank of Baroda Credit Card. However cards from other providers offer much higher rewards.

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The Best Credit Cards by Kotak Mahindra Bank

by A Trivedi & K V Sharma on

The Kotak IndiGo Ka-ching 6E Rewards XL is the best credit card from Kotak Mahindra Bank. The 811 #DreamDifferent is a great entry level option.

How to

How to: Evaluate a credit card?

by A Trivedi & K V Sharma on

We calculate the rewards yield for a credit card using 5 typical spending profiles. For each Bank, we select credit cards with the highest rewards yield.

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The Best Credit Cards by American Express, India

by A Trivedi & K V Sharma on

The SmartEarn is the best entry level credit card from American Express while the Platinum Travel is more attractive if you spend more than ₹20K a month.

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The Best Credit Cards by ICICI Bank

by A Trivedi & K V Sharma on

The Mine Credit Card with PRO 49 & PREMIUM 149 plans is the best credit card from ICICI Bank for most people. High spenders should use the Amazon Pay Credit Card.

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The Best Credit Cards by IDFC FIRST Bank

by A Trivedi & K V Sharma on

The Wealth Credit Card is the best credit card for most IDFC FIRST customers. 2.50% rewards on all spending after a ₹30K cut-off make this a great general purpose card.

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Update: CASHBACK SBI Card Devaluation

by Apoorv Trivedi on

SBI Card has announced a devaluation of the CASHBACK card. We think the CASHBACK will remain the best card from SBI Card except for very high spenders.

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The Best Credit Cards by IndusInd Bank

by A Trivedi & K V Sharma on

The Legend is the best credit card from IndusInd for most people. However, credit cards from Axis Bank and SBI Card offer much higher rewards.

Yes Bank Feature Image

The Best Credit Cards by YES BANK

by A Trivedi & K V Sharma on

The YES Prosperity Cashback Credit Card is the best credit card from YES BANK for most people. The YES FIRST Exclusive is a great option for high spenders.

UPI Logo

The Best UPI Apps in India

by A Trivedi & H Trivedi on

Bajaj Finserv UPI App has the best combination of features and rewards and is easy to use. PayTm UPI app is also full featured and has the best BNPL integration.

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The Best Credit Cards in India by HSBC

by A Trivedi & K V Sharma on

The Cashback and SmartEarn are the best credit cards from HSBC India. However cards from other providers offer much higher rewards.

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The Best Credit Cards in India by Citibank

by A Trivedi & K V Sharma on

The Citi PremierMiles Credit Card is the best credit Card from Citibank India for high spenders. The Cash Back is the best entry level card but other providers have better options.