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6E Rewards Indigo HDFC Bank

by Kshitiz V Sharma on

The Bottom Line

6E Rewards Indigo
If you want 6E Rewards, go for the XL

Unlimited 2.5% 6E Rewards on IndiGo, 2% rewards on grocery, dining & entertainment and unlimited 1% 6E Rewards on all other spends. Not as good as the XL for high spenders.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield 0.0% 0.7% 1.0% 1.2% 1.3%
Est. Monthly Reward (₹) (5) 65 205 590 1,260
All-India Rewards Rank* 157 89 74 94 79
Within Bank Rank* 29 15 14 17 15
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

The 6E Rewards Indigo HDFC Bank offers unlimited 2.5% rewards on IndiGo flights, 2% on Grocery, Dining & Entertainment and 1% on all other spending.

Overall, we estimate you can earn a net reward yield of 0.7-1.3% with this card if you are spending more than ₹10,000 a month with this card.

Consider the Millennia Credit Card if you spend less than ₹50,000 a month on your card.

It offers a net reward yield of 2.3-2.7% on spending up to ₹50,000.

If you spend less than ₹10,000 a month on your card, also consider the Bharat Credit Card with a net reward yield of 1.9-2.4%.

If you spend more than ₹50,000 a month on your credit card, we recommend the 6E Rewards XL – Indigo HDFC Bank Credit Card. We estimate it offers a net reward yield of 2.0-2.2% for high spenders.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.

The Rewards

Card 6E Rewards Indigo
Card Type Reward
Reward Features 2.5% 6E Rewards on IndiGo

2% 6E Rewards on:
– Grocery
– Dining
– Entertainment

1% 6E Rewards on all other spends

Milestone Rewards Nil
Other Rewards Nil
Rewards Redemption Fee Nil
Reward Caps 1000 reward point on grocery in a month
Preferred Redemption Method Flight Booking on Indigo Website @₹1 / 6E Rewards Point

Fees & Charges

Card 6E Rewards Indigo
Joining Fee ₹700 + Taxes
Annual Fee ₹700 + Taxes
Min. Annual Credit Card Spend
for Fee Waiver
Income Criteria Salaried ₹50,000
Self-employed ITR>₹7.2 Lacs
Supplementary Card Fee Free
Interest Rate 43.20% p.a.
Foreign Currency Markup 3.50%
Cash Advance Charge 2.50% with a minimum of ₹500
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