Accelero ICICI Bank Credit Card

The Bottom Line

Low Fee, Low Rewards

2.5% cashback on fuel at HPCL Pumps with a cashback cap of ₹200 p.m. and 2 reward points / ₹100 on all spends.

Monthly Spend	₹5K	₹10K	₹20K	₹50K	₹100K
Net Reward Yield	-0.4%^	0.1%	0.5%	0.5%	0.5%
Est. Monthly Reward (₹)	(20)	5	100	245	500
All-India Rewards Rank*	188	218	189	239	237
Within Bank Rank*	17	20	15	26	23
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. ^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee.

The Accelero ICICI Bank Credit Card gives 2.5% cashback on fuel at HPCL pumps and 0.50% effective reward on all spending.

Overall, we estimate you can earn a net reward yield of 0.5% on spending above ₹20,000 with this card in a month.

The Mine Credit Card is the best credit card from ICICI Bank for most people.

Sign up for the PRO 49 plan if you are spending less than ₹20,000 a month on your card. The PREMIUM 149 plan is best if you are spending between ₹20,000 – 50,000.

You can earn a net reward yield of 1.4-1.8% on all your spending with this credit card.

If you are spending more than ₹50,000 a month on your card, the Amazon Pay ICICI Bank Credit Card is the best option from ICICI Bank. We estimate you can earn a net reward yield of 1.2% with this card.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.

The Rewards

Card	Accelero ICICI Bank Credit Card
Card Type	Reward + Cashback
Reward/ Cashback Features	2 Reward Points / ₹100 on all spends 2.5 Cashback on Fuels at HPCL Pumps
Milestone Rewards	Nil
Other Rewards	– 1 Complimentary Domestic Airport Lounge Visits / Qtr – 25% discount(up to ₹100) on movie tickets at BookMyShow ( Max 2 times / mth.) – Complimentary Car Wash – 15% off on dining through the ICICI Bank Culinary Treats Programme
Rewards Redemption Fee	₹99
Reward / Cashback Caps	₹200 p.m. on Fuels at HPCL Pumps
Preferred Redemption Method	Cashback against statement balance 1RP=₹0.25

Fees & Charges

Card		Accelero ICICI Bank Credit Card
Joining Fee		₹499 + Taxes
Annual Fee		₹499 + Taxes
Min. Annual Credit Card Spend for Fee Waiver		₹1.25 Lacs
Income Criteria	Salaried	N/A
Income Criteria	Self-employed	N/A
Supplementary Card Fee		Free
Interest Rate		40.80% p.a.
Foreign Currency Markup		3.50%
Cash Advance Charge		2.50% with a minimum of ₹300