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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | 1.8% | 2.3% | 2.6% | 2.5% | 2.4% |
| Est. Monthly Reward (₹) | 90 | 230 | 520 | 1,225 | 2,360 |
| All-India Rewards Rank* | 8 | 4 | 2 | 7 | 3 |
| Within Bank Rank* | 3 | 2 | 2 | 3 | 2 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. | |||||
We think the ACE Credit Card from Axis Bank is the best choice for most Axis Bank customers and is also one of the best credit cards in India. You can earn a net rewards yield of 1.8-2.6% with this card.
Airtel customers, who charge up to ₹50,000 a month to their card should consider the Airtel Axis Bank Credit Card. They can earn a net reward yield of 2.9-3.0% with this card.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | |
|---|---|
| Card Type | Cashback |
| Cashback Features | 5% cashback on: – Utility bill payments 4% cashback on: 2% cashback on: |
| Milestone Rewards | Nil |
| Other Rewards | – 4 Domestic Airport Lounge visits / year
– Dining discounts at 4,000+ restaurants |
| Rewards Redemption Fee | Nil |
| Cashback Caps | Unlimited |
| Preferred Redemption Method | Cashback against statement balance |
| Card | ||
|---|---|---|
| Joining Fee | Nil | |
| Annual Fee | ₹499 + Taxes | |
| Min. Annual Credit Card Spend for Fee Waiver |
₹2 Lacs | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 52.86% p.a. | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | 2.50% with a minimum of ₹500 | |
| Card Association | Visa | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
