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Air India SBI Platinum Card

by Kshitiz V Sharma on

The Bottom Line

Air India SBI Platinum Card
Great for Air India Frequent Flyers

15 reward points / ₹100 spend on Air India tickets on website & mobile application and 2 reward points / ₹100 on all other spends.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield (-2.0%)^ (-0.6%)^ 0.0% 0.7% 1.0%
Est. Monthly Reward (₹) (100) (65) 5 345 960
All-India Rewards Rank* 272 282 291 191 133
Within Bank Rank* 42 50 57 53 38
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee.

The Air India SBI Platinum Card gives 4.5% effective reward on Air India flights and 0.60% on all other spending.

Overall, we estimate you can earn a net reward yield of 0.7-1% on monthly spending above ₹50,000 with this card.

The CASHBACK SBI Card is the best credit card for most SBI Card customers. We estimate it offers an average net reward yield of 1.9-2.3% on all your spending.

The SBI Unnati Credit Card is the best entry level card, if you spend less than ₹10,000 . It offers a net reward yield of 0.3-1.1% with this card on all your spending.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.

The Rewards

Card Air India SBI Platinum Card
Card Type Reward
Reward Features 15 Reward Points / ₹100 spend on Air India tickets on website and mobile application

2 Reward points/ ₹100 on all other spends

Milestone Rewards 15,000 Bonus points on annual spends of ₹2 – 3 Lacs
Other Rewards Nil
Rewards Redemption Fee ₹99
Reward Caps Unlimited
Preferred Redemption Method Convert reward points into Air India Air Miles,
1 RP= 1 AirMile

Fees & Charges

Card Air India SBI Platinum Card
Joining Fee ₹1,499 + Taxes
Annual Fee ₹1,499 + Taxes
Min. Annual Credit Card Spend
for Fee Waiver
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee Free
Interest Rate 42.00%
Foreign Currency Markup 3.50%
Cash Advance Charge 2.50% with a minimum of ₹500
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