* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.
^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee.
Overall, we estimate you can earn a net reward yield of 1.6-2.3% if you spend more than ₹50,000 a month with this card. Frequent flyers with Air India could achieve a higher net reward yield.
The CASHBACK SBI Card is the best credit card for most SBI Card customers. We estimate it offers an average netreward yield of 1.9-2.3% on all your spending.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
The Rewards
Card
Air India SBI Signature Card
Card Type
Reward
Reward Features
30 Reward Points / ₹100 spend on Air India tickets on website and mobile application
4 Reward points/ ₹100 on all other spends
Milestone Rewards
1 Lacs Bonus points on annual spends of ₹5 – 20 Lacs
Other Rewards
– Complimentary Membership of Air India Frequent Flyer Program
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.