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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | 2.8% | 3.0% | 2.9% | 2.4% | 1.9% |
| Est. Monthly Reward (₹) | 140 | 300 | 585 | 1,190 | 1,875 |
| All-India Rewards Rank* | 1 | 2 | 2 | 9 | 27 |
| Within Bank Rank* | 1 | 1 | 1 | 4 | 7 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. | |||||
The Airtel Axis Bank Credit Card card offers 25% cashback on bill payments for Airtel mobile, broadband, Wi-fi and DTH, with a monthly cap of ₹300. It also offers 10% cashback on utility bill payments (electricity, gas etc.) via the Airtel Thanks app, also capped at ₹300 a month.
Orders on Swiggy, Zomato and bigbasket also earn a 10% cashback with a monthly cap of ₹500. All other spending earns 1% cashback with no monthly cap.
We estimate this card has a net reward yield of 2.4-3.0% for people spending up to ₹50,000 a month on their cards, making it the best entry level card for Airtel customers.
The ACE Credit Card is the best credit card from Axis Bank for nearly everyone else. We estimate most people will get net reward yield of 2.3% using this card for all their spend.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | Airtel Axis Bank Credit Card |
|---|---|
| Card Type | Cashback |
| Cashback Features | 25% Cashback on Airtel Services bills via Airtel Thanks app
10% Cashback on utility bills via Airtel Thanks app 10% Cashback on 1% Cashback on all other spends |
| Milestone Rewards | Nil |
| Other Rewards | – 20% discount at all partner restaurants with Axis Bank Dining Delights
– 1 Complementary Domestic Airport Lounge visit / Qtr. |
| Rewards Redemption Fee | ₹99 |
| Cashback Caps | – ₹300 p.m. on Airtel services bill payments
– ₹300 p.m. on Utility Bills – ₹500 p.m. on Grocery and Food Delivery |
| Preferred Redemption Method | Cashback against statement balance |
| Card | Airtel Axis Bank Credit Card | |
|---|---|---|
| Joining Fee | ₹500 + Taxes | |
| Annual Fee | ₹500 + Taxes | |
| Min. Annual Credit Card Spend for Fee Waiver |
₹2 Lacs | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 52.86% | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | 2.50% with a minimum of ₹500 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
