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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | 0.9% | 1.0% | 1.1% | 1.2% | 1.2% |
| Est. Monthly Reward (₹) | 45 | 105 | 230 | 595 | 1,250 |
| All-India Rewards Rank* | 31 | 39 | 55 | 89 | 81 |
| Within Bank Rank* | 2 | 2 | 2 | 3 | 3 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. | |||||
The Amazon Pay ICICI Bank Credit Card offers 5% reward for all spends on Amazon.in by Amazon Prime members while non-members earn 3% rewards. All other retail spending earns 1% rewards with no caps and no annual fee.
We estimate the Amazon Pay Credit Card has an average net reward yield of 1.2% for monthly spends above ₹50,000.
The Mine Credit Card is the best entry and mid-level credit card from ICICI Bank for most people. Sign up for the PRO 49 plan if you spend less than ₹20,000 a month on your card. The PREMIUM 149 plan is best if you spend between ₹20,000 – 50,000.
You can earn a net reward yield of 1.4-1.8% on all your spend with this credit card.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | |
|---|---|
| Card Type | Cashback |
| Cashback Features | – 5% cashback on purchases made on Amazon India for Amazon Prime members
– 3% on purchases made on Amazon India for non-members – 1% cashback on all other retail transactions |
| Milestone Rewards | Nil |
| Other Rewards | – 15% discount at member restaurants of ICICI bank Culinary Treats program |
| Rewards Redemption Fee | Nil |
| Cashback Caps | Unlimited |
| Preferred Redemption Method | Rewards converted to Amazon Pay Balance for use on Amazon & partner merchants |
| Card | ||
|---|---|---|
| Joining Fee | Nil | |
| Annual Fee | Nil | |
| Min. Annual Credit Card Spend for Fee Waiver |
Nil | |
| Income Criteria | Salaried | ₹3 Lacs |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 42.00% | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | 2.50% with a minimum of ₹300 | |
| Card Association | Visa | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
