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The best credit cards offered by American Express in India.
160+ credit cards in India offer some form of airport lounge access. We select the cards with the best cost-benefit for complimentary airport lounge access in India and overseas.
The CASHBACK SBI Cards is the best card for travel for most people in India. Go with the Magnus or ATLAS from Axis Bank for high value / overseas bookings.
The Axis Bank MY ZONE Credit Card is the best credit cards in India for food delivery. Consider the CASHBACK SBI Card for large orders.
Choosing the right credit card can save you thousands of rupees a year. We computed the net reward yield for nearly 400 cards from 15 banks to find the absolute best cards for you.
The SmartEarn is the best entry level credit card from American Express while the Platinum Travel is more attractive if you spend more than ₹20K a month.
We calculate the rewards yield for a credit card using 5 typical spending profiles. For each Bank, we select credit cards with the highest rewards yield.
We analyzed data on 100s of flights to estimate the value of frequent flyer points in India. A CV Point is worth Rs.0.90 while InterMiles are worth Rs.0.30.
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
5 MR / ₹40 on all purchases on Rewards Multiplier platform, 3 points on foreign spends and 1 point on all other spends. Unlimited domestic lounge access.
5 MR / ₹50 on all purchases on Rewards Multiplier and 1 point on all expends except fuel & utilities. High fee, low rewards.
1 MR / ₹50 on all expends except fuel & utilities. Complimentary Taj Epicure and EazyDiner Prime membership.
1 MR points / ₹50 spend (0.60%) on all other spends except fuel & utilities. High Annual Fee.
The CASHBACK SBI Card is the best credit card in India for online shopping. It offers 5% cashback on all online transactions with a high monthly cashback cap of ₹10,000 and a low annual fee of ₹999.
1 MR / ₹50 on all spends except fuel & utilities. Low base rewards but good milestone rewards. Best from Amex if you spend ₹20K+ a month.
6% rewards for transactions on Amazon, Flipkart, & Uber; 3% on Swiggy, BookMyShow & PVR. 0.5% on everything else.
You can earn 5-25% rewards on your utility bill payments, making this one of the easiest ways to maximize your card rewards.
