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The best credit cards offered by AU SFB.
160+ credit cards in India offer some form of airport lounge access. We select the cards with the best cost-benefit for complimentary airport lounge access in India and overseas.
The CASHBACK SBI Cards is the best card for travel for most people in India. Go with the Magnus or ATLAS from Axis Bank for high value / overseas bookings.
The Axis Bank MY ZONE Credit Card is the best credit cards in India for food delivery. Consider the CASHBACK SBI Card for large orders.
Choosing the right credit card can save you thousands of rupees a year. We computed the net reward yield for nearly 400 cards from 15 banks to find the absolute best cards for you.
The Zenith Credit Card is the best card by AU SFB for high spenders but it is other banks offer cards with much better rewards.
We calculate the rewards yield for a credit card using 5 typical spending profiles. For each Bank, we select credit cards with the highest rewards yield.
We analyzed data on 100s of flights to estimate the value of frequent flyer points in India. A CV Point is worth Rs.0.90 while InterMiles are worth Rs.0.30.
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
The AU SFB Altura Plus Credit Card gives 1.5% cashback on all offline retail spends, 0.50% effective reward on online spending & 0.25% on all other spends.
12 reward points / ₹100 on foreign spends, 8 points on all online spends and 4 points on all other retail spends. Lifetime free.
1% cashback on monthly spend above ₹7,500, 2% above ₹12,500 and 3% above ₹20,000 up to ₹750 each month. Lifetime free.
15 reward points / ₹100 on dining, movies, departmental stores & grocery, 4 points on all other retail spends between 1st and 5th of every month and 2 points on all other retail spends. Lifetime Free.
The CASHBACK SBI Card is the best credit card in India for online shopping. It offers 5% cashback on all online transactions with a high monthly cashback cap of ₹10,000 and a low annual fee of ₹999.
2% cashback for spending on Grocery, Department Stores and Utility Bill Payments, all other spending earns 1% Cashback.
10 Reward points / ₹100 on Utility bill payments, 4 Reward points on Grocery & Departmental Stores and 2 reward Points on all other categories.
20 reward points / ₹100 on dining at standalone restaurants, 10 reward points on Grocery, Departmental Stores, Foreign Currency Transactions & 5 Reward Point on all other spends.
