moolahgeeks is no longer being updated. Our recommendations may be outdated and should not be relied upon. Learn more
| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | 1.9% | 1.8% | 1.7% | 1.5% | 1.4% |
| Est. Monthly Reward (₹) | 95 | 180 | 330 | 735 | 1,375 |
| All-India Rewards Rank* | 6 | 11 | 25 | 55 | 62 |
| Within Bank Rank* | 2 | 3 | 9 | 9 | 10 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. | |||||
The Axis Bank FreeCharge Plus Credit Card offers 5%unlimited cashback on FreeCharge spends, 2% cashback on local commute and 1% cashback on all other spends.
We estimate this card has a net reward yield of 1.4-1.9% on all spends with the card in a month, making it an average card for Axis Customers.
The ACE Credit Card is the best credit card from Axis Bank for nearly everyone else. We estimate most people will get net reward yield of 2.3% using this card for all their spend.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | Axis Bank FreeCharge Plus Credit Card |
|---|---|
| Card Type | Cashback |
| Cashback Features | – 5% Cashback on FreeCharge
– 2% Cashback on Transport – 1% Cashback on all other spends |
| Milestone Rewards | Nil |
| Other Rewards | – 20% off at partner restaurants with Axis Bank Dining Delights |
| Rewards Redemption Fee | Nil |
| Cashback Caps | Unlimited |
| Preferred Redemption Method | Cashback against statement balance |
| Card | Axis Bank FreeCharge Plus Credit Card | |
|---|---|---|
| Joining Fee | ₹350 + Taxes | |
| Annual Fee | ₹350 + Taxes 2nd Year onwards |
|
| Min. Annual Credit Card Spend for Fee Waiver |
₹50,000 | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 49.36% | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | 2.50% with a minimum of ₹300 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
