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Axis Bank PRIDE PLATINUM Credit Card

by Kshitiz V Sharma on

The Bottom Line

Axis Bank PRIDE PLATINUM Credit Card
With Low Fee Come Low Rewards

4 EDGE Rewards points for every ₹200 spend. Low and easily waivable annual fee, comes with low rewards. For Defense personnel only.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield 0.7% 0.8% 0.8% 0.8% 0.8%
Est. Monthly Reward (₹) 35 75 160 395 800
All-India Rewards Rank* 54 73 106 164 163
Within Bank Rank* 6 11 13 17 18
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

The Axis Bank PRIDE PLATINUM Credit Card is limited to defence personnel only. It gives effective reward of 0.4% on all spending.

Overall, you can earn a net reward yield of 0.8% with this card, making this an average reward card by Axis Bank.

If you are not a member of the Defence and need a card from Axis Bank, the ACE Credit Card is the best credit card from Axis Bank for nearly everyone. We estimate most people will get net reward yield of 2.3% using this card for all their spending.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.


The Rewards

Card Axis Bank PRIDE PLATINUM Credit Card
Card Type Reward
Reward Features 4 EDGE Rewards points for every ₹200 spend
Milestone Rewards Nil
Other Rewards – 15% discount at all partner restaurants with Axis Bank Dining Delights
Rewards Redemption Fee ₹99
Reward Caps Unlimited
Preferred Redemption Method Redeem on EDGE Reward Catalouge for Vouchers @ ₹0.20/ edge reward points

Fees & Charges

Card Axis Bank PRIDE PLATINUM Credit Card
Joining Fee Nil
Annual Fee ₹250 + Taxes
Min. Annual Credit Card Spend
for Fee Waiver
₹20,000
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee Free
Interest Rate 41.75%
Foreign Currency Markup 3.50%
Cash Advance Charge 2.50% with a minimum of ₹500
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