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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | (-4.1%)^ | (-1.5%)^ | (-0.3%)^ | 0.5% | 0.8% |
| Est. Monthly Reward (₹) | (205) | (155) | (50) | 245 | 750 |
| All-India Rewards Rank* | 315 | 315 | 317 | 247 | 174 |
| Within Bank Rank* | 26 | 27 | 28 | 19 | 20 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. | |||||
The Axis Bank SELECT Credit Card gives 2% effective reward on retail shopping spending and 1% on all other spending.
We estimate this card has a net reward yield of 0.5-0.8% on spending above ₹50,000 with the card in a month, making it a below average card for Axis Customers.
The ACE Credit Card is the best credit card from Axis Bank for nearly everyone. We estimate most people will get net reward yield of 2.3% using this card for all their spending.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | Axis Bank SELECT Credit Card |
|---|---|
| Card Type | Reward |
| Reward Features | 20 Rewards / ₹200 on Retail Shopping spends
10 Rewards / ₹200 on all other spends |
| Milestone Rewards | 5000 EDGE points on spending ₹3 Lacs |
| Other Rewards | – 2 Complimentary Domestic Airport Lounge Visits / Qtr
– 12 Complimentary International Airport Lounge Visits / Qtr with Priority Pass Membership – ₹1000 off at partner restaurants with Axis Bank Dining Delights – 6 Complimentary Golf round / Year – 40% off on Swiggy(Max. ₹200) – 20% off on bigbasket on purchase of ₹2,000 (Max. ₹500) – 1+1 Movie tickets on BookMyShow |
| Rewards Redemption Fee | Nil |
| Reward Caps | Unlimited |
| Preferred Redemption Method | Redeem Edge Points on shopping and travel vouchers @₹0.20 / reward point |
| Card | Axis Bank SELECT Credit Card | |
|---|---|---|
| Joining Fee | ₹3,000 | |
| Annual Fee | ₹3,000 | |
| Min. Annual Credit Card Spend for Fee Waiver |
₹6 Lacs | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 52.86% p.a. | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | 2.50% with a minimum of ₹500 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
