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Axis Bank Signature Credit Card

by Kshitiz V Sharma on

The Bottom Line

Axis Bank Signature Credit Card
High Fee, Average Rewards

20 Rewards / ₹200 on International transaction, 10 Rewards all Domestic transaction and 50% Cashback on movie tickets.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield (-6.9%)^ (-2.5%)^ (-0.4%)^ 1.4% 1.4%
Est. Monthly Reward (₹) (350) (255) (80) 695 1,360
All-India Rewards Rank* 338 337 329 65 66
Within Bank Rank* 29 29 29 11 11
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

The Axis Bank Signature Credit Card gives 2% effective reward foreign transactions, 1% on all other spending and 50% cashback on movie tickets through BookMyShow.

We estimate this card has a net reward yield of 1.4% on spending above ₹50,000 with the card in a month, making it an average card for Axis Customers.

The ACE Credit Card is the best credit card from Axis Bank for nearly everyone. We estimate most people will get net reward yield of 2.3% using this card for all their spending.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.


The Rewards

Card Axis Bank Signature Credit Card
Card Type Reward
Reward Features 20 Rewards / ₹200 on International transaction

10 Rewards / ₹200 on all other Domestic transaction

50% Cashback on movie tickets

Milestone Rewards Nil
Other Rewards – 2 Complimentary Domestic Airport Lounge Visits / Qtr

– Complimentary Priority Pass Membership

– 15% off at partner restaurants with Axis Bank Dining Delights

Rewards Redemption Fee Nil
Reward Caps Unlimited
Preferred Redemption Method Redeem Edge Points on shopping and travel vouchers @₹0.20 / reward point

Fees & Charges

Card Axis Bank Signature Credit Card
Joining Fee ₹5,000
Annual Fee ₹3,000
Min. Annual Credit Card Spend
for Fee Waiver
₹3 Lacs
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee Free
Interest Rate 49.36% p.a.
Foreign Currency Markup 3.50%
Cash Advance Charge 2.50% with a minimum of ₹250
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