Axis Bank Vistara Credit Card

The Bottom Line

Good option for Vistara Customers

2 Club Vistara points / ₹200 on all spending and 3 Complimentary Economy Class tickets on charging ₹1.25-6 Lacs / Year with the card.

Apply Now

Monthly Spend	₹5K	₹10K	₹20K	₹50K	₹100K
Net Reward Yield	-0.2%	0.4%	1.7%	2.0%	1.5%
Est. Monthly Reward (₹)	(10)	35	335	1,020	1,475
All-India Rewards Rank*	163	167	23	25	53
Within Bank Rank*	17	16	9	8	10
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. ^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee.

The Axis Bank Vistara Credit Card gives 0.90% effective reward on all spending. You can also earn 3 Complimentary Economy Class tickets on charging ₹1.25-6 Lacs / Year with the card.

Including the value of these complementary tickets, we estimate you can earn a net reward yield of 1.5-2.0% on all your spending with this card above ₹20,000 a month.

However, you will only achieve this high yield if you can use the tickets. Excluding the tickets, the net reward yield on this card will be less than 0.9% due to the non-waivable annual fee of ₹1,500.

The ACE Credit Card is the best credit card for most Axis Bank customers. We estimate it offers an average net reward yield of 2.3% on all your spend.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.

The Rewards

Card	Axis Bank Vistara Credit Card
Card Type	Reward
Reward Features	2 Club Vistara points / ₹200 on all spending
Milestone Rewards	– 1,000 CV Points on charging ₹50,000 in a year – 3 Complimentary Economy Class tickets on charging ₹1.25-6 Lacs / Year
Other Rewards	– 25% Discount upto ₹800 with Axis Easy Diner – 2 Complimentary Domestic Airport Lounge visits / Qtr. – Complimentary Club Vistara Base Membership
Rewards Redemption Fee	Nil
Reward Caps	Unlimited
Preferred Redemption Method	Flight Booking and upgrades on Vistara Website ₹0.90 / CV point

Fees & Charges

Card		Axis Bank Vistara Credit Card
Joining Fee		₹1,500 + Taxes
Annual Fee		₹1,500 + Taxes
Min. Annual Credit Card Spend for Fee Waiver		N/A
Income Criteria	Salaried	₹6 lacs p.a.
Income Criteria	Self-employed	N/A
Supplementary Card Fee		Free
Interest Rate		52.86% p.a.
Foreign Currency Markup		3.50%
Cash Advance Charge		2.50% with a minimum of ₹500