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The best credit cards offered by American Express in India.
The Snapdeal BoB Credit Card is the best credit card from Bank of Baroda Credit Card. However cards from other providers offer much higher rewards.
160+ credit cards in India offer some form of airport lounge access. We select the cards with the best cost-benefit for complimentary airport lounge access in India and overseas.
The CASHBACK SBI Cards is the best card for travel for most people in India. Go with the Magnus or ATLAS from Axis Bank for high value / overseas bookings.
The Axis Bank MY ZONE Credit Card is the best credit cards in India for food delivery. Consider the CASHBACK SBI Card for large orders.
Choosing the right credit card can save you thousands of rupees a year. We computed the net reward yield for nearly 400 cards from 15 banks to find the absolute best cards for you.
We calculate the rewards yield for a credit card using 5 typical spending profiles. For each Bank, we select credit cards with the highest rewards yield.
We analyzed data on 100s of flights to estimate the value of frequent flyer points in India. A CV Point is worth Rs.0.90 while InterMiles are worth Rs.0.30.
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
15 reward points / ₹100 on travel, foreign spends, dining & online shopping and 3 points on all other spends. Unlimited lounge visits in India.
1 reward point / ₹100 on all spends with no monthly or annual caps. 1% fuel surcharge waiver on all fuel spends. Customizable with corporate branding.
5 reward points / ₹100 on grocery, departmental store & entertainment with a cap of 1,000 points p.m. and 1 point on all other spending.
5 reward points / ₹100 on dining, online spends and utility bill payments with a cap of 1,000 points p.m. and 1 point on all other spends. For ICAI members only.
1 reward point / ₹100 on all spends with a monthly cap of 800 reward points. Repayment with only a 1.5% interest rate p.m.
1 reward point / ₹100 on all spends with no monthly or annual caps. 1% fuel surcharge waiver on all fuel spends.
2 Reward Points / ₹100 on all other spends with a cap of 800 points p.m. and 1% fuel surcharge waiver on fuel spends.
4 reward points / ₹100 on train tickets with IRCTC, grocery & departmental stores and 2 points on all other spends.
