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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | 0.8% | 0.7% | 2.0% | 1.8% | 1.0% |
| Est. Monthly Reward (₹) | 35 | 70 | 390 | 895 | 1,035 |
| All-India Rewards Rank* | 49 | 81 | 14 | 28 | 111 |
| Within Bank Rank* | 7 | 8 | 2 | 1 | 3 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. | |||||
The BoB CMA One Credit Card is exclusively reserved for The Institute of Cost Accountants of India (ICMAI) members. It gives effective reward of 1.25% on dining, online and utility bills and 0.25% on all other spends.
This card gives a net reward yield of 0.7-2% on all spends, after including milestone rewards.
If you are not an ICMAI member, the Snapdeal BoB Credit Card is the best credit card for most Bank of Baroda Credit Card (BoB) customers. We estimate it offers a net reward yield of 1.2% on all your spending.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | BoB CMA One Credit Card |
|---|---|
| Card Type | Reward |
| Reward Features | 5 Reward Point / ₹100 on: – Dining – Online Spends – Utility Bills 1 Reward Points / ₹100 for all other spends |
| Milestone Rewards | 4000 Reward points / Qtr on spending more than credit limit |
| Other Rewards | 3 Complimentary Domestic Airport Lounge Visits / Qtr |
| Rewards Redemption Fee | ₹99 |
| Reward Caps | 1000 reward points on dining, online spends and Utility bills |
| Preferred Redemption Method | Cashback against statement balance @ ₹0.25/ reward points |
| Card | BoB CMA One Credit Card | |
|---|---|---|
| Joining Fee | ₹1 | |
| Annual Fee | Nil | |
| Min. Annual Credit Card Spend for Fee Waiver |
N/A | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 41.88% | |
| Foreign Currency Markup | 2.00% | |
| Cash Advance Charge | 2.50% with a minimum of ₹500 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
