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Canara Bank RuPay Select Credit Card

by Kshitiz V Sharma on

The Bottom Line

Canara Bank RuPay Select Credit Card
No Annual Fee, Low Rewards

2 reward points / ₹100 on all spends. Simple but unexciting rewards.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield 0.5% 0.5% 0.5% 0.5% 0.5%
Est. Monthly Reward (₹) 20 45 100 245 500
All-India Rewards Rank* 89 142 189 239 237
Within Bank Rank* 1 1 1 1 1
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

The Canara Bank RuPay Select Credit Card gives 0.50% effective reward on all spending.

Overall, we estimate you can earn a net reward yield of 0.5% on all spending with this card in a month.

The net rewards yield on all credit cards from Canara Bank is quite low and we do not recommend any of those credit cards.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.

The Rewards

Card Canara Bank RuPay Select Credit Card
Card Type Reward
Reward Features 2 Reward Points / ₹100 on all spends
Milestone Rewards Nil
Other Rewards Nil
Rewards Redemption Fee N/A
Reward Caps Unlimited
Preferred Redemption Method Redeem for vouchers at Canara Rewardz

1RP = ₹0.25

Fees & Charges

Card Canara Bank RuPay Select Credit Card
Joining Fee ₹250 + Taxes
Annual Fee Nil
Min. Annual Credit Card Spend
for Fee Waiver
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee Free
Interest Rate 30.00% p.a.
Foreign Currency Markup 3.00%
Cash Advance Charge 3.00% transaction amount minimum of ₹300
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