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Citi PremierMiles Credit Card

by Kshitiz V Sharma on

The Bottom Line

Citi Premier Miles Credit Card
Good High-End Card for Travel Buffs

10 miles / ₹100 on Airline Bookings & on PremierMiles Website and 4 Miles on all other spends.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield (-3.4%)^ (-0.6%)^ 0.8% 1.6% 1.9%
Est. Monthly Reward (₹) (170) (60) 150 780 1,860
All-India Rewards Rank* 302 280 112 44 30
Within Bank Rank* 7 7 5 1 1
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee.

The Citi PremierMiles Credit Card offers an effective reward of 4.5% for airline bookings & on PremierMiles website and 1.8% for all other spending with no maximum cap.

Overall, you earn a net reward yield of 1.6-1.9% on spends above ₹50,000, making this the best high-end credit card from Citibank.

The Citi Cash Back Credit Card is the best credit card from Citibank India, if you spend less than ₹50,000 on your card each month. You can earn a net reward yield of 0.85-1.20% on all your spend with this card.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.

The Rewards

Card Citi PremierMiles Credit Card
Card Type Reward
Reward Features 10 miles / ₹ 100 on:
– Airline Bookings
– PremierMiles Website

4 Miles / ₹100 on all other spends

Milestone Rewards Nil
Other Rewards – 20% discount on dining bills at partner restaurants

– 6 Complimentary Domestic Airport Lounge Visits / Qtr with MasterCard variant

– 8 Complimentary Domestic Airport Lounge Visits / Qtr with Visa variant

Rewards Redemption Fee Nil
Reward Caps Unlimited
Preferred Redemption Method Reward can be converted to partner airlines and vouchers @ 0.₹45/ Miles

Fees & Charges

Card Citi PremierMiles Credit Card
Joining Fee ₹3,000 + Taxes
Annual Fee ₹3,000 + Taxes
Min. Annual Credit Card Spend
for Fee Waiver
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee Free
Interest Rate 45.00%
Foreign Currency Markup 3.50%
Cash Advance Charge 2.00% with a minimum of ₹300
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