* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.
^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee.
Overall, you earn a net reward yield of 1.6-1.9% on spends above ₹50,000, making this the best high-end credit card from Citibank.
The Citi Cash Back Credit Card is the best credit card from Citibank India, if you spend less than ₹50,000 on your card each month. You can earn a net reward yield of 0.85-1.20% on all your spend with this card.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
The Rewards
Card
Citi PremierMiles Credit Card
Card Type
Reward
Reward Features
10 miles / ₹ 100 on:
– Airline Bookings
– PremierMiles Website
4 Miles / ₹100 on all other spends
Milestone Rewards
Nil
Other Rewards
– 20% discount on dining bills at partner restaurants
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.