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Corporate Platinum Credit Card by HDFC Bank

by Kshitiz V Sharma on

The Bottom Line

Corporate Platinum Credit Card
No Fee, Low Rewards

3 Reward Points / ₹ 150 on all spends, No Joining and Annual Fee.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield 0.5% 0.6% 0.6% 0.6% 0.6%
Est. Monthly Reward (₹) 25 55 115 295 595
All-India Rewards Rank* 76 117 154 205 210
Within Bank Rank* 13 18 22 30 29
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

The Corporate Platinum Credit Card gives 0.6% effective reward on all retail spending.

Overall, we estimate you can earn a net reward yield of 0.5-0.6% on all spending with this card in a month.

Consider the Millennia Credit Card if you spend less than ₹50,000 a month on your card. It offers a net reward yield of 2.3-2.7% on spending up to ₹50,000.

If you spend less than ₹10,000 a month on your card, also consider the Bharat Credit Card with a net reward yield of 1.9-2.4%.

If you spend more than ₹50,000 a month on your credit card, we recommend the 6E Rewards XL – Indigo HDFC Bank Credit Card. We estimate it offers a net reward yield of 2.0-2.2% for high spenders.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.

The Rewards

Card Corporate Platinum Credit Card
Card Type Reward
Reward Features 3 Reward Points / ₹ 150 on all spends
Milestone Rewards Nil
Other Rewards 2 Complimentary Domestic Airport Lounge visits / Qtr.
Rewards Redemption Fee ₹99
Reward Caps Unlimited
Preferred Redemption Method Redeem reward points to book flights and hotels
1RP= ₹0.30

Fees & Charges

Card Corporate Platinum Credit card
Joining Fee Nil
Annual Fee Nil
Min. Annual Credit Card Spend
for Fee Waiver
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee Free
Interest Rate 41.88% p.a.
Foreign Currency Markup 3.49%
Cash Advance Charge 2.50% with a minimum of ₹500
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