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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | 0.6% | 1.3% | 1.2% | 0.9% | 0.8% |
| Est. Monthly Reward (₹) | 30 | 130 | 230 | 450 | 845 |
| All-India Rewards Rank* | 59 | 26 | 55 | 144 | 153 |
| Within Bank Rank* | 3 | 3 | 11 | 46 | 47 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. | |||||
The Delhi Metro SBI Card gives 2.5% effective rewards on grocery, dining, entertainment & utility bill payments and 0.25% on all other spending.
We estimate you can earn a net reward yield of 0.6-1.3% on all your spending with this card.
The CASHBACK SBI Card is the best credit card for most SBI Card customers. We estimate it offers an average net reward yield of 1.9-2.3% on all your spend.
The SBI Unnati Credit Card is the best entry level card from SBI Card, if you spend less than ₹10,000 a month. It offers a net reward yield of 0.3-1.1% on all your spending.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | Delhi Metro SBI Card |
|---|---|
| Card Type | Reward |
| Reward Features | 10 Reward Points / ₹100 spent on: – Dining – Movies – Grocery – Departmental Stores – Utility Bill Payments 1 Reward Points / ₹100 spent on all other spends |
| Milestone Rewards | Nil |
| Other Rewards | Nil |
| Rewards Redemption Fee | ₹99 |
| Reward Caps | 5000 Reward Points p.m. on Dining, Movies, Grocery, Departmental stores & Utility Bills |
| Preferred Redemption Method | Redeem on Reward Catalouge for Vouchers @ ₹0.25/ reward points |
| Card | Delhi Metro SBI Card | |
|---|---|---|
| Joining Fee | ₹499 + Taxes | |
| Annual Fee | ₹499 + Taxes | |
| Min. Annual Credit Card Spend for Fee Waiver |
₹1 Lacs | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 42.00% | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | 2.50% with a minimum of ₹500 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
