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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | (-3.4%)^ | (-1.2%)^ | (-0.1%)^ | 1.2% | 1.1% |
| Est. Monthly Reward (₹) | (170) | (120) | (20) | 605 | 1,090 |
| All-India Rewards Rank* | 300 | 304 | 306 | 88 | 104 |
| Within Bank Rank* | 48 | 46 | 44 | 16 | 18 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. | |||||
The Diners Club Privilege Credit Card gives 1.4% effective reward on dining and 0.93% on all other retail spending.
Overall, we estimate you can earn a net reward yield of 1.1-1.2% on all spending with this card in a month.
Consider the Millennia Credit Card if you spend less than ₹50,000 a month on your card.
It offers a net reward yield of 2.3-2.7% on spending up to ₹50,000.
If you spend less than ₹10,000 a month on your card, also consider the Bharat Credit Card with a net reward yield of 1.9-2.4%.
If you spend more than ₹50,000 a month on your credit card, we recommend the 6E Rewards XL – Indigo HDFC Bank Credit Card. We estimate it offers a net reward yield of 2.0-2.2% for high spenders.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | Diners Club Privilege Credit Card |
|---|---|
| Card Type | Reward |
| Reward Features | 8 Reward Point / ₹150 on weekend dining
4 Reward Point / ₹150 on all spends 40 Reward Point / ₹150 on on SmartBuy |
| Milestone Rewards | – Complimentary annual memberships of Amazon Prime, Swiggy One (3 months), MMT BLACK, Times Prime on achieving annual spend milestone of ₹5Lacs / Year
– 1 benefit amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cabs vouchers worth ₹500 / month on spends of ₹40,000 |
| Other Rewards | – 15% off on partner restaurants via Dineout
– 2 Complimentary Golf games across the finest courses in the world – 12 Complimentary Airport Lounge visits across world / Year |
| Rewards Redemption Fee | ₹99 |
| Reward Caps | 1000 Reward Points on Grocery transactions |
| Preferred Redemption Method | Cashback against statement balance @ ₹0.20 / reward point |
| Card | Diners Club Privilege Credit Card | |
|---|---|---|
| Joining Fee | ₹2,500 + Taxes | |
| Annual Fee | ₹2,500 + Taxes | |
| Min. Annual Credit Card Spend for Fee Waiver |
₹3 Lacs | |
| Income Criteria | Salaried | ₹70,000 |
| Self-employed | ITR>₹8.4 Lacs | |
| Supplementary Card Fee | Free | |
| Interest Rate | 43.20% | |
| Foreign Currency Markup | 2.00% | |
| Cash Advance Charge | 2.50% with a minimum of ₹500 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
