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Diners Club Rewardz Credit Card by HDFC Bank

by Kshitiz V Sharma on

The Bottom Line

Diners Club Rewardz Credit Card

Earn 3 reward points for every ₹ 150 you spend & earn upto 5% cashback for spends via SmartBuy. No new applications being accepted for Diners Club Rewardz.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield (-1.2%)^ 0.6% 0.6% 0.6% 0.6%
Est. Monthly Reward (₹) (60) 55 115 295 595
All-India Rewards Rank* 231 117 154 205 210
Within Bank Rank* 36 18 22 30 29
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee.

The Diners Club Rewardz Credit Card by HDFC Bank offers 5% cashback on SmartBuy and 0.6% effective discount on all other spending.

We estimate this card has a net reward yield of 0.6% on all spending with the card in a month, making it a low reward card for HDFC Bank customers.

Consider the Millennia Credit Card if you spend less than ₹50,000 a month on your card.

It offers a net reward yield of 2.3-2.7% on spending up to ₹50,000.

If you spend less than ₹10,000 a month on your card, also consider the Bharat Credit Card with a net reward yield of 1.9-2.4%.

If you spend more than ₹50,000 a month on your credit card, we recommend the 6E Rewards XL – Indigo HDFC Bank Credit Card. We estimate it offers a net reward yield of 2.0-2.2% for high spenders.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.


The Rewards

Card Diners Club Rewardz Credit Card
Card Type Reward
Reward Features 3 Rewards points / ₹150 on all other spends
Milestone Rewards Nil
Other Rewards 5% Cashback on SmartBuy
Rewards Redemption Fee ₹99
Reward Caps Unlimited
Preferred Redemption Method Redeem reward points to book flights and hotels
1RP= ₹0.30

Fees & Charges

Card Diners Club Rewardz Credit Card
Joining Fee ₹1,000 + Taxes
Annual Fee ₹1,000 + Taxes
Min. Annual Credit Card Spend
for Fee Waiver
₹1 Lac
Income Criteria Salaried ₹30,000 p.a.
Self-employed ITR>₹3.6 Lacs
Supplementary Card Fee Free
Interest Rate 43.20% p.a.
Foreign Currency Markup 3.00%
Cash Advance Charge 2.50% with a minimum of ₹500
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