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EazyDiner IndusInd Bank Credit Card

by Kshitiz V Sharma on

The Bottom Line

EazyDiner Indusind Bank Credit Card
High Fee, Low Rewards

10 reward points / ₹100 on dining, shopping & entertainment and 4 points on all other spends. Complimentary EazyDiner Prime Membership.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield -2.6%^ -0.8%^ 0.1% 0.6% 0.7%
Est. Monthly Reward (₹) (130) (85) 10 275 725
All-India Rewards Rank* 296 301 297 222 190
Within Bank Rank* 14 14 14 11 10
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee.

The EazyDiner Indusind Bank Credit Card gives 2% effective reward on dining, shopping & entertainment and 0.8% on all other spending. You also received 25% discount on dining bills for bookings and payments via the EasyDiner App.

Overall, we estimate you can earn a net reward yield of 0.6-0.7% on spending above ₹50,000 with this card in a month.

The Legend Credit Card is the best credit card from IndusInd Bank for customers who charge less than ₹1 lacs a month to their cards.

We estimate it offers a net reward yield of 1.0% on all your spending.

If you spend more than ₹1 lacs a month on your card, you should get the Club Vistara IndusInd Bank Explorer Credit Card. This card offers a net reward yield of 1.3% which is better than the Legend at this level.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.


The Rewards

Card EazyDiner Indusind Bank Credit Card
Card Type Reward
Reward Features 10 Reward Points / ₹100 on:
– Dining
– Shopping
– Entertainment

4 Reward Points / ₹100 on all spends

Milestone Rewards Nil
Other Rewards – 2 Complimentary Domestic Airport Lounge Visits / Qtr

– 25% discount on dining bills via EasyDiner App.

– 1+1 on movie tickets thrice every month

– 2 Complimentary movie tickets / mth.

– Complimentary EazyDiner Prime Membership

Rewards Redemption Fee Nil
Reward Caps Unlimited
Preferred Redemption Method Redeem on dining bills via EasyDiner App

1RP = ₹0.20


Fees & Charges

Card EazyDiner Indusind Bank Credit Card
Joining Fee ₹1,999 + Taxes
Annual Fee ₹1,999 + Taxes
Min. Annual Credit Card Spend
for Fee Waiver
N/A
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee Free
Interest Rate 46.00% p.a.
Foreign Currency Markup 3.50%
Cash Advance Charge 2.50% transaction amount minimum of ₹300

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