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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | -2.6%^ | -0.8%^ | 0.1% | 0.6% | 0.7% |
| Est. Monthly Reward (₹) | (130) | (85) | 10 | 275 | 725 |
| All-India Rewards Rank* | 296 | 301 | 297 | 222 | 190 |
| Within Bank Rank* | 14 | 14 | 14 | 11 | 10 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.
^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee. |
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The EazyDiner Indusind Bank Credit Card gives 2% effective reward on dining, shopping & entertainment and 0.8% on all other spending. You also received 25% discount on dining bills for bookings and payments via the EasyDiner App.
Overall, we estimate you can earn a net reward yield of 0.6-0.7% on spending above ₹50,000 with this card in a month.
The Legend Credit Card is the best credit card from IndusInd Bank for customers who charge less than ₹1 lacs a month to their cards.
We estimate it offers a net reward yield of 1.0% on all your spending.
If you spend more than ₹1 lacs a month on your card, you should get the Club Vistara IndusInd Bank Explorer Credit Card. This card offers a net reward yield of 1.3% which is better than the Legend at this level.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | EazyDiner Indusind Bank Credit Card |
|---|---|
| Card Type | Reward |
| Reward Features | 10 Reward Points / ₹100 on: – Dining – Shopping – Entertainment 4 Reward Points / ₹100 on all spends |
| Milestone Rewards | Nil |
| Other Rewards | – 2 Complimentary Domestic Airport Lounge Visits / Qtr
– 25% discount on dining bills via EasyDiner App. – 1+1 on movie tickets thrice every month – 2 Complimentary movie tickets / mth. – Complimentary EazyDiner Prime Membership |
| Rewards Redemption Fee | Nil |
| Reward Caps | Unlimited |
| Preferred Redemption Method | Redeem on dining bills via EasyDiner App
1RP = ₹0.20 |
| Card | EazyDiner Indusind Bank Credit Card | |
|---|---|---|
| Joining Fee | ₹1,999 + Taxes | |
| Annual Fee | ₹1,999 + Taxes | |
| Min. Annual Credit Card Spend for Fee Waiver |
N/A | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 46.00% p.a. | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | 2.50% transaction amount minimum of ₹300 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
