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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | (-6.9%)^ | (-2.5%)^ | 0.2% | 2.8% | 2.3% |
| Est. Monthly Reward (₹) | (345) | (250) | 30 | 1,390 | 2,320 |
| All-India Rewards Rank* | 337 | 335 | 272 | 4 | 10 |
| Within Bank Rank* | 66 | 66 | 55 | 2 | 3 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.
^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee. |
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The Etihad Guest SBI Premier Card gives 4.80% effective rewards on Etihad flights, 3.20% on foreign spendingand 1.8% on all other spending.
We estimate that including the milestone rewards, this card has a net reward yield of 2.3-2.8% on spending above ₹50,000 with the card in a month, making it a great card but only for SBI Card customers who fly Etihad regularly.
The CASHBACK SBI Card is the best credit card for most SBI Card customers. We estimate it offers an average net reward yield of 1.9-2.3% on all your spending.
The SBI Unnati Credit Card is the best entry level card from SBI Card, if you spend less than ₹10,000 a month. It offers a net reward yield of 0.3-1.1% on all your spending.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | Ethiad Guest SBI Premier Card |
|---|---|
| Card Type | Reward |
| Reward Features | 6 Etihad Guest Miles / ₹100 spent on Etihad.com
4 Etihad Guest Miles / ₹100 spent on International Spends 2 Etihad Guest Miles / ₹100 spent on all other spends except fuel |
| Milestone Rewards | 1,500 Etihad Guest miles on achieving spends of ₹1.5 Lacs / Qtr. |
| Other Rewards | – 10% (3% on Economy Class and 10% on Business class) discount on Etihad Airways booking
– 10% discount on travel rewards miles redemption – Complimentary membership to the Priority Pass Program – 2 Complimentary Domestic Airport Lounge Visits / Qtr. |
| Rewards Redemption Fee | Nil |
| Reward Caps | Unlimited |
| Preferred Redemption Method | Redeem for booking hotels, flights, renting cars from participating travel partners, and purchasing products on etihadguest.com |
| Card | Ethiad Guest SBI Premier Credit Card | |
|---|---|---|
| Joining Fee | ₹4,999 + Taxes | |
| Annual Fee | ₹4,999 + Taxes | |
| Min. Annual Credit Card Spend for Fee Waiver |
₹5 Lacs | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 42.00% | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | 2.50% with a minimum of ₹500 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
