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Fabindia SBI Card

by Kshitiz V Sharma on

The Bottom Line

Fabindia SBI Card
Great for Fabindia Regulars, Average for Rest

5 reward points / ₹100 on Fabindia stores, 2 points on dining, movies & entertainment, 1 point on International spends and 1 reward point / ₹200 on all other spends.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield (-0.2%)^ 0.7% 0.8% 1.1% 0.9%
Est. Monthly Reward (₹) (15) 70 150 560 940
All-India Rewards Rank* 174 84 110 103 135
Within Bank Rank* 25 7 20 35 40
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee.

The Fabindia SBI Card gives 5% effective reward on Fabindia stores, 2% on dining & entertainment, 1% on foreign spending and 0.5% on all other spending.

Overall, we estimate you can earn a net reward yield of 0.7-1.1% on monthly spending above ₹10,000 with this card.

The CASHBACK SBI Card is the best credit card for most SBI Card customers. We estimate it offers an average net reward yield of 1.9-2.3% on all your spending.

The SBI Unnati Credit Card is the best entry level card, if you spend less than ₹10,000. It offers a net reward yield of 0.3-1.1% with this card on all your spending.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.


The Rewards

Card Fabindia SBI Card
Card Type Reward
Reward Features 5 Rewards / ₹100 on Fabindia stores

2 Rewards / ₹100 on:
– Dining
– Movies
– Entertainment

1 Rewards / ₹100 on International spends

1 Rewards / ₹200 on all other spends

Milestone Rewards ₹750 Voucher from any of the following brands: Yatra, Hush Puppies, Aditya Birla Retail on annual spends of ₹1 Lacs
Other Rewards Nil
Rewards Redemption Fee ₹99
Reward Caps Unlimited
Preferred Redemption Method Redeem Reward Points at any Fabindia store outlet @₹1 / reward point


Fees & Charges

Card Fabindia SBI Card
Joining Fee ₹499 + Taxes
Annual Fee ₹499 + Taxes
Min. Annual Credit Card Spend
for Fee Waiver
₹1 Lac
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee Free
Interest Rate 42.00%
Foreign Currency Markup 3.50%
Cash Advance Charge 2.50% transaction amount minimum of ₹500

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