moolahgeeks is no longer being updated. Our recommendations may be outdated and should not be relied upon. Learn more

FinBooster Credit Card by YES Bank

by Kshitiz V Sharma on

The Bottom Line

FinBooster Credit Card
Lifetime Free, Low Rewards

10 reward points / ₹200 on online dining, 6 points on apparel & grocery and 2 points on all other spends, with no caps.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield 0.4% 0.4% 0.4% 0.4% 0.4%
Est. Monthly Reward (₹) 20 40 80 195 390
All-India Rewards Rank* 106 166 232 298 303
Within Bank Rank* 3 8 12 15 16
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

The FinBooster Credit Card gives 1.25% effective reward on food delivery, 0.75% on grocery & online shopping and 0.25% on all other spending.

Overall, we estimate you can earn a net reward yield of 0.4% on  all spending with this card in a month.

The YES Prosperity Cashback Credit Card is the best credit card for YES BANK customers who spend less than ₹50,000 a month on their card.

You can earn a net reward yield of 1.2-1.8% on all your spending with this credit card.

If you are spending more than ₹50,000 a month on your credit card, we recommend the YES FIRST Exclusive Credit Card. We estimate it offers a net reward yield of 1.7% for high spenders.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.


The Rewards

Card FinBooster Credit Card
Card Type Reward
Reward Features 10 Reward Points / ₹200 on Online Dining

6 Reward Points / ₹200 on:
– Apparel
– Grocery

2 Reward Points / ₹200 on all other spends

Milestone Rewards Nil
Other Rewards Nil
Rewards Redemption Fee Nil
Reward Caps Unlimited
Preferred Redemption Method Redeem on YES Rewardz Portal

1RP = ₹0.25


Fees & Charges

Card FinBooster Credit Card
Joining Fee Nil
Annual Fee Nil
Min. Annual Credit Card Spend
for Fee Waiver
N/A
Income Criteria Salaried ₹25,000
Self-employed ₹7.5 Lacs
Supplementary Card Fee Free
Interest Rate 42.00% p.a.
Foreign Currency Markup 3.40%
Cash Advance Charge 2.5% of amount withdrawn
Rate this article

Comments are closed.

Questions? Suggestions? See a mistake? Write to us!

E-mail

More in Credit Cards

How much

How much are International Airline Miles worth in India?

by Kshitiz V Sharma on

Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.

RBL Bank Play Credit Card

RBL Bank Play Credit Card

by Kshitiz V Sharma on

2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.

RBL Bank Platinum Bonus Supercard

RBL Bank EasySaver SuperCard

by Kshitiz V Sharma on

8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.