The Bottom Line
Lifetime Free, Low Rewards
10 reward points / ₹200 on online dining, 6 points on apparel & grocery and 2 points on all other spends, with no caps.
Monthly Spend |
₹5K |
₹10K |
₹20K |
₹50K |
₹100K |
Net Reward Yield |
0.4% |
0.4% |
0.4% |
0.4% |
0.4% |
Est. Monthly Reward (₹) |
20 |
40 |
80 |
195 |
390 |
All-India Rewards Rank* |
106 |
166 |
232 |
298 |
303 |
Within Bank Rank* |
3 |
8 |
12 |
15 |
16 |
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. |
The FinBooster Credit Card gives 1.25% effective reward on food delivery, 0.75% on grocery & online shopping and 0.25% on all other spending.
Overall, we estimate you can earn a net reward yield of 0.4% on all spending with this card in a month.
The YES Prosperity Cashback Credit Card is the best credit card for YES BANK customers who spend less than ₹50,000 a month on their card.
You can earn a net reward yield of 1.2-1.8% on all your spending with this credit card.
If you are spending more than ₹50,000 a month on your credit card, we recommend the YES FIRST Exclusive Credit Card. We estimate it offers a net reward yield of 1.7% for high spenders.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
The Rewards
Card |
FinBooster Credit Card |
Card Type |
Reward |
Reward Features |
10 Reward Points / ₹200 on Online Dining
6 Reward Points / ₹200 on:
– Apparel
– Grocery
2 Reward Points / ₹200 on all other spends |
Milestone Rewards |
Nil |
Other Rewards |
Nil |
Rewards Redemption Fee |
Nil |
Reward Caps |
Unlimited |
Preferred Redemption Method |
Redeem on YES Rewardz Portal
1RP = ₹0.25 |
Fees & Charges
Card |
FinBooster Credit Card |
Joining Fee |
Nil |
Annual Fee |
Nil |
Min. Annual Credit Card Spend
for Fee Waiver |
N/A |
Income Criteria |
Salaried |
₹25,000 |
Self-employed |
₹7.5 Lacs |
Supplementary Card Fee |
Free |
Interest Rate |
42.00% p.a. |
Foreign Currency Markup |
3.40% |
Cash Advance Charge |
2.5% of amount withdrawn |