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The best credit cards offered by HSBC in India.
160+ credit cards in India offer some form of airport lounge access. We select the cards with the best cost-benefit for complimentary airport lounge access in India and overseas.
The CASHBACK SBI Cards is the best card for travel for most people in India. Go with the Magnus or ATLAS from Axis Bank for high value / overseas bookings.
The Axis Bank MY ZONE Credit Card is the best credit cards in India for food delivery. Consider the CASHBACK SBI Card for large orders.
Choosing the right credit card can save you thousands of rupees a year. We computed the net reward yield for nearly 400 cards from 15 banks to find the absolute best cards for you.
The Cashback and SmartEarn are the best credit cards from HSBC India. However cards from other providers offer much higher rewards.
We calculate the rewards yield for a credit card using 5 typical spending profiles. For each Bank, we select credit cards with the highest rewards yield.
We analyzed data on 100s of flights to estimate the value of frequent flyer points in India. A CV Point is worth Rs.0.90 while InterMiles are worth Rs.0.30.
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 reward point / ₹100 on all spends, complimentary Lounge access & Golf games every year. No Joining and Annual fees. High income threshold, low rewards.
10 reward points / ₹150 on all spending above ₹4 Lacs in a year and 2 points on all spending below ₹4 Lacs.
The CASHBACK SBI Card is the best credit card in India for online shopping. It offers 5% cashback on all online transactions with a high monthly cashback cap of ₹10,000 and a low annual fee of ₹999.
3 Reward Points / ₹100 spent on Online, Dining & Telecom Bills and 1 Reward point on everything else. No joining and annual fees.
5% cashback on Amazon India (up to ₹250/mth), 1.5% and 1% Cashback on all online and offline spends respectively
You can earn 5-25% rewards on your utility bill payments, making this one of the easiest ways to maximize your card rewards.
The best credit cards for FX transactions save you the typical 3.5%+GST markup and even earn you some rewards.
