* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.
^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee.
Overall, we estimate you can earn a net reward yield of 1.5-2.1% on monthly spending above ₹50,000 with this card.
This card has a non-waivable annual fee of ₹7,000.
The Mine Credit Card is the best credit card from ICICI Bank for most people. You can earn a net reward yield of 1.4-1.8% on all your spending with this credit card.
Sign up for the PRO 49 plan if you spend less than ₹20,000 a month on your card.
The PREMIUM 149 plan is best if you spend between ₹20,000 – 50,000.
You can earn a net reward yield of 1.4-1.8% on all your spend with this credit card.
If you spend more than ₹50,000 a month on your card, the Amazon Pay ICICI Bank Credit Card is the best option from ICICI Bank. We estimate you can earn a netreward yield of 1.2% with this card.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
The Rewards
Card
ICICI Bank British Airways Premium Credit Card
Card Type
Reward
Reward Features
6 Avios / ₹100 on British Airways tickets and in-flight shopping
4 Avios / ₹100 on all other spends
Milestone Rewards
Nil
Other Rewards
– Complimentary British Airways Executive Club Membership
– 15% off on dining bills at partner restaurants with ICICI Bank Culinary Treats Program
Rewards Redemption Fee
Nil
Reward Caps
Unlimited
Preferred Redemption Method
Redeem on British Airways Flights, Class Upgrades,or Oneworld partners @₹0.65 / Avios
Fees & Charges
Card
ICICI Bank British Airways Premium Credit Card
Joining Fee
₹7,000 + Taxes
Annual Fee
₹7,000 + Taxes
Min. Annual Credit Card Spend
for Fee Waiver
Nil
Income Criteria
Salaried
N/A
Self-employed
N/A
Supplementary Card Fee
Free
Interest Rate
40.80%
Foreign Currency Markup
3.50%
Cash Advance Charge
2.50% with a minimum of ₹300
References & Footnotes
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Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.