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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | -0.5%^ | 0.0% | 0.7% | 0.7% | 0.7% |
| Est. Monthly Reward (₹) | (25) | – | 130 | 350 | 710 |
| All-India Rewards Rank* | 196 | 234 | 151 | 193 | 192 |
| Within Bank Rank* | 20 | 24 | 8 | 18 | 20 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.
^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee. |
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The ICICI Bank Coral Credit Card gives 0.25% effective rewards on utilities & insurance payments and 0.50% on all other spending.
Overall, including milestone rewards, we estimate you can earn a net reward yield of 0.7% on monthly spending above ₹20,000 with this card.
The Mine Credit Card is the best credit card from ICICI Bank for most people.
Sign up for the PRO 49 plan if you are spending less than ₹20,000 a month on your card. The PREMIUM 149 plan is best if you are spending between ₹20,000 – 50,000.
You can earn a net reward yield of 1.4-1.8% on all your spending with this credit card.
If you are spending more than ₹50,000 a month on your card, the Amazon Pay ICICI Bank Credit Card is the best option from ICICI Bank. We estimate you can earn a net reward yield of 1.2% with this card.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | ICICI Bank Coral Credit Card |
|---|---|
| Card Type | Reward |
| Reward Features | 2 Reward Points / ₹100 on all spending
1 Reward points / ₹100 on: |
| Milestone Rewards | – 2,000 Reward Points on annual spending of ₹2 Lacs
– 1,000 Reward Points on every ₹1 Lacs ( After ₹2 Lacs ) |
| Other Rewards | – 1 Complimentary Domestic Airport Lounge Visits / Qtr
– 1 Complimentary Railway Lounge access / Qtr. – 25% discount(up to ₹150) on movie tickets at BookMyShow and INOX – 15% discount on dining through ICICI Bank Culinary Treats Programme |
| Rewards Redemption Fee | ₹99 |
| Reward Caps | Unlimited |
| Preferred Redemption Method | Cashback against statement balance 1RP=₹0.25 |
| Card | ICICI Bank Coral Credit Card | |
|---|---|---|
| Joining Fee | ₹500 + Taxes | |
| Annual Fee | ₹500 + Taxes | |
| Min. Annual Credit Card Spend for Fee Waiver |
₹1.5 Lacs | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 40.80% p.a. | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | 2.50% with a minimum of ₹300 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
