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ICICI Bank HPCL Coral American Express Credit Card

by Kshitiz V Sharma on

The Bottom Line

ICICI Bank HPCL Coral American Express Credit Card
Low Fee, Low Rewards

Up to 6 reward points / ₹100 and 2.5% cashback on fuel purchases at HPCL Pumps, 2 points on everything else.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield 0.5% 0.5% 0.5% 0.5% 0.5%
Est. Monthly Reward (₹) 20 50 105 255 450
All-India Rewards Rank* 86 134 181 232 284
Within Bank Rank* 6 6 12 23 36
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

The ICICI Bank HPCL Coral American Express Credit Card gives 2.5% cashback and 1.5% effective reward on fuels at HPCL pumps and 0.50% on all other spending.

Overall, we estimate you can earn a net reward yield of 0.5% on all spending with this card in a month.

The Mine Credit Card is the best credit card from ICICI Bank for most people.

Sign up for the PRO 49 plan if you are spending less than ₹20,000 a month on your card. The PREMIUM 149 plan is best if you are spending between ₹20,000 – 50,000.

You can earn a net reward yield of 1.4-1.8% on all your spending with this credit card.

If you are spending more than ₹50,000 a month on your card, the Amazon Pay ICICI Bank Credit Card is the best option from ICICI Bank. We estimate you can earn a net reward yield of 1.2% with this card.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.

The Rewards

Card ICICI Bank HPCL Coral American Express Credit Card
Card Type Reward + Cashback
Reward/ Cashback Features 6 Reward Points / ₹100 on Fuel Purchases at HPCL Pumps

2 Reward points / ₹100 on everything else

2.5% Cashback on Fuel at HPCL Pumps

Milestone Rewards Nil
Other Rewards – 25% discount(up to ₹100) on movie tickets at BookMyShow
Rewards Redemption Fee ₹99
Reward / Cashback Caps ₹100 p.m. on Fuel purchases
Preferred Redemption Method Cashback against statement balance

Fees & Charges

Card ICICI Bank HPCL Coral American Express Credit Card
Joining Fee ₹199 + Taxes
Annual Fee ₹199 + Taxes
Min. Annual Credit Card Spend
for Fee Waiver
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee Free
Interest Rate 40.80% p.a.
Foreign Currency Markup 3.50%
Cash Advance Charge 2.50% with a minimum of ₹300

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