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ICICI Bank HPCL Super Saver Credit Card

by Kshitiz V Sharma on

The Bottom Line

ICICI Bank HPCL Super Saver Credit Card
Low Fee, Low Rewards

20 reward points / ₹100 on utilities, groceries & departmental stores, 2 points on everything else and 4% cashback on fuel spends at HPCL Pumps.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield 0.0% 0.4% 0.6% 0.5% 0.5%
Est. Monthly Reward (₹) (5) 35 120 255 475
All-India Rewards Rank* 161 174 156 230 270
Within Bank Rank* 15 15 9 21 35
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

The ICICI Bank HPCL Super Saver Credit Card gives 4% cashback on fuels at HPCL pumps, 1.25% effective reward utilities & grocery and 0.50% on all other spending.

Overall, we estimate you can earn a net reward yield of 0.4-0.6% on spending above ₹10,000 with this card in a month.

The Mine Credit Card is the best credit card from ICICI Bank for most people.

Sign up for the PRO 49 plan if you are spending less than ₹20,000 a month on your card. The PREMIUM 149 plan is best if you are spending between ₹20,000 – 50,000.

You can earn a net reward yield of 1.4-1.8% on all your spending with this credit card.

If you are spending more than ₹50,000 a month on your card, the Amazon Pay ICICI Bank Credit Card is the best option from ICICI Bank. We estimate you can earn a net reward yield of 1.2% with this card.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.


The Rewards

Card ICICI Bank HPCL Super Saver Credit Card
Card Type Reward + Cashback
Reward Features 20 Reward Points / ₹100 on:
– Utilities
– Groceries
– Departmental Store

2 Reward points / ₹100 on everything else

4% cashback on fuel spends at HPCL Pumps

Milestone Rewards Nil
Other Rewards – 1 Complimentary Domestic Airport Lounge Visits / Qtr (Min. spend of ₹5,000 /Qtr.)

– 25% discount(up to ₹100) on movie tickets at BookMyShow

Rewards Redemption Fee ₹99
Reward Caps – 400 points p.m. on utility, grocery and departmental store

– ₹200 p.m. on fuel purchases

Preferred Redemption Method Cashback against statement balance
1RP=₹0.25


Fees & Charges

Card ICICI Bank HPCL Super Saver Credit Card
Joining Fee ₹500 + Taxes
Annual Fee ₹500 + Taxes
Min. Annual Credit Card Spend
for Fee Waiver
₹1.5 Lacs
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee ₹100 + Taxes
Interest Rate 42.00% p.a.
Foreign Currency Markup 3.50%
Cash Advance Charge 2.50% with a minimum of ₹300

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