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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | -5.6%^ | -2.0%^ | -0.2%^ | 0.9% | 1.3% |
| Est. Monthly Reward (₹) | (285) | (200) | (45) | 445 | 1,290 |
| All-India Rewards Rank* | 341 | 332 | 323 | 160 | 79 |
| Within Bank Rank* | 15 | 15 | 15 | 6 | 2 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.
^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee. |
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The IndusInd InterMiles Odyssey Amex Credit Card gives 3.3% effective reward on flights and hotels booking on InterMiles website, 0.30% on selected categories (government services/charges, utility bill payments, insurance payments, and educational institutions fees) and 1.50% on all other spending.
Overall, we estimate you can earn a net reward yield of 0.9-1.3% on spending above ₹50,000 with this card in a month.
The Legend Credit Card is the best credit card from IndusInd Bank for customers who charge less than ₹1 lacs a month to their cards.
We estimate it offers a net reward yield of 1.0% on all your spending.
If you spend more than ₹1 lacs a month on your card, you should get the Club Vistara IndusInd Bank Explorer Credit Card. This card offers a net reward yield of 1.3% which is better than the Legend at this level.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | IndusInd InterMiles Odyssey Amex Credit Card |
|---|---|
| Card Type | Reward |
| Reward Features | Weekends 12 InterMiles / ₹100 on Flights and Hotels via intermiles.com 6 InterMiles / ₹100 on all other spends Weekdays 8 InterMiles / ₹100 on Flights and Hotels via intermiles.com 4 InterMiles / ₹100 on all other spends 1 InterMIles / ₹100 on Selected categories on weekends and weekdays |
| Milestone Rewards | Nil |
| Other Rewards | – 2 Complimentary Domestic Airport Lounge Visits / Qtr
– Complimentary Priority Pass Membership – 1+1 on movie tickets twice in a month |
| Rewards Redemption Fee | Nil |
| Reward Caps | 75,000 InterMiles p.a
Pay ₹10,000 to remove the cap. |
| Preferred Redemption Method | Redeem for Flights and Hotel Bookings on InterMiles Website
1 InterMile = ₹0.30 |
| Card | IndusInd InterMiles Odyssey Amex Credit Card | |
|---|---|---|
| Joining Fee | ₹10,000 + Taxes | |
| Annual Fee | ₹4,000 + Taxes | |
| Min. Annual Credit Card Spend for Fee Waiver |
N/A | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 46.00% p.a. | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | 2.50% transaction amount minimum of ₹300 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
