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Intermiles ICICI Bank Coral VISA Credit Card

by Kshitiz V Sharma on

The Bottom Line

Intermiles ICICI Bank Coral VISA Credit Card
Average Fee, Below Average Rewards

On InterMiles website, earn 5 InterMiles / ₹100 on Etihad and 4 Miles on other bookings. Earn 1 Mile on insurance and utilities payments and 2 miles on the rest.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield -0.9%^ -0.1%^ 0.3% 0.5% 0.6%
Est. Monthly Reward (₹) (50) (15) 55 255 595
All-India Rewards Rank* 224 248 254 231 223
Within Bank Rank* 25 25 26 22 22
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee.

The InterMiles ICICI Bank Coral VISA Credit Card gives 1.20% effective reward on travel bookings via InterMiles website, 0.30% on insurance & utilities payments and 0.60% on all other spending.

Overall, we estimate you can earn a net reward yield of 0.5-0.6% on spending above ₹50,000 with this card in a month.

You can earn a maximum of 40,000 InterMiles with this card in a year. To earn anything more, you must pay an uncapping fee of ₹7,500.

The Mine Credit Card is the best credit card from ICICI Bank for most people.

Sign up for the PRO 49 plan if you are spending less than ₹20,000 a month on your card. The PREMIUM 149 plan is best if you are spending between ₹20,000 – 50,000.

You can earn a net reward yield of 1.4-1.8% on all your spending with this credit card.

If you are spending more than ₹50,000 a month on your card, the Amazon Pay ICICI Bank Credit Card is the best option from ICICI Bank. We estimate you can earn a net reward yield of 1.2% with this card.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.

The Rewards

Card Intermiles ICICI Bank Coral Credit Card
Card Variant VISA
Card Type Reward
Reward Features 5 InterMiles / ₹100 on Etihad Airways ticket bookings on InterMiles Website

4 InterMiles / ₹100 on Flights at InterMiles

2 InterMiles / ₹100 on International Spends

2 InterMiles / ₹100 on all other Domestic Spends

1 InterMiles / ₹100 on Insurance and Utilities

Milestone Rewards Nil
Other Rewards – 1 Complimentary Domestic Airport Lounge Visits / Qtr

– 25% discount(up to ₹150) on movie tickets at BookMyShow ( Max 2 times / mth.)

Rewards Redemption Fee ₹99
Reward Caps 40,000 InterMiles p.a

Pay ₹7,500 to remove the cap.

Preferred Redemption Method Redeem for flights and hotels on InterMiles Website

1 InterMile = ₹0.30

Fees & Charges

Card Intermiles ICICI Bank Coral Credit Card
Joining Fee ₹1,250 + Taxes
Annual Fee ₹1,250 + Taxes
Min. Annual Credit Card Spend
for Fee Waiver
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee Free
Interest Rate 40.80% p.a.
Foreign Currency Markup 3.50%
Cash Advance Charge 2.50% with a minimum of ₹300

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