* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.
^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee.
The InterMiles ICICI Bank Sapphiro Amex Credit Card gives 3% effective rewards on travel bookings via the InterMiles website, 2.10% on foreign spending and 1.5% on all other domestic spending.
Overall, we estimate you can earn a net reward yield of 1.1-1.4% on spending above ₹50,000 with this card in a month.
You can earn a maximum of 60,000 InterMiles with this card in a year. To earn anything more, you must pay an uncapping fee of ₹7,500.
The Mine Credit Card is the best credit card from ICICI Bank for most people.
Sign up for the PRO 49 plan if you are spending less than ₹20,000 a month on your card. The PREMIUM 149plan is best if you are spending between ₹20,000 – 50,000.
You can earn a net reward yield of 1.4-1.8% on all your spending with this credit card.
If you are spending more than ₹50,000 a month on your card, the Amazon Pay ICICI Bank Credit Card is the best option from ICICI Bank. We estimate you can earn a netreward yield of 1.2% with this card.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
The Rewards
Card
InterMiles ICICI Bank Sapphiro Credit Card
Card Network
American Express
Card Type
Reward
Reward Features
12.5 InterMiles / ₹100 on Etihad Airways ticket bookings on InterMiles Website
10 InterMiles / ₹100 on Flights and Hotels at InterMiles Website
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.