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Kotak IndiGo Ka-ching 6E Rewards XL Credit Card

by Kshitiz V Sharma on

The Bottom Line

Kotak IndiGo Ka-ching 6E Rewards XL Credit Card
Best Credit Card from Kotak Mahindra Bank for charging ₹20K+ a month

The Ka-ching 6E Rewards XL offers 6% effective rewards on IndiGo bookings, 3% on groceries, dining & Entertainment and 2% on everything else

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield (-2.0%)^ 0.3% 1.5% 2.1% 2.3%
Est. Monthly Reward (₹) (105) 30 290 1,035 2,335
All-India Rewards Rank* 278 174 34 22 5
Within Bank Rank* 15 10 1 1 1
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

^ The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee.

We think the Kotak IndiGo Ka-ching 6E Rewards XL Credit Card is the best choice for Kotak Mahindra Bank customers who charge ₹20,000+ a month on their card. You can earn a net rewards yield of up to 2.3% with this card.

The 811 #DreamDifferent Credit Card is the best entry level credit card from Kotak Mahindra Bank, with a yield of 0.4-1%.

If you spend between ₹10,000 – 20,000 a month on your card, consider the Kotak Indigo Ka-ching 6E Rewards Credit Card with a yield of 0.7-1.1%

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.

The Rewards

Card Type Reward
Cashback Features 6% effective discount on:
Flight tickets on Indigo

3% effective discount on:

2% effective discount on:
All Other Spends

Milestone Rewards N/A
Other Rewards 2 Complimentary Airport Lounge Visits / Qtr
Rewards Redemption Fee ₹99
Cashback Caps Unlimited
Preferred Redemption Method Flight Booking on @₹1 / 6E Rewards Point

Fees & Charges

Joining Fee Nil
Annual Fee ₹2,500 + Taxes
Min. Annual Credit Card Spend
for Fee Waiver
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee Free
Interest Rate 42.00% p.a.
Foreign Currency Markup 3.50%
Cash Advance Charge 3.00% with a minimum of ₹300
Card Association Visa, MasterCard
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