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Kotak Indigo Ka-ching 6E Rewards

by Kshitiz V Sharma on

The Bottom Line

Kotak Indigo Ka-ching 6E Rewards
Poor cousin of the Ka-ching XL

The Indigo Ka-ching 6E Rewards offers 3 Reward Points / ₹100 spent on Indigo, 2 Reward Points / ₹100 spent on Dining, Grocery & Entertainment and 1 Reward points / ₹100 spent on everything else.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield 0.1% 0.8% 1.1% 1.2% 1.3%
Est. Monthly Reward (₹) 75 215 615 1,310
All-India Rewards Rank* 149 75 65 82 72
Within Bank Rank* 6 5 2 3 3
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

The Kotak Indigo Ka-ching 6E Rewards give effective rewards of 3% on travel with Indigo, 2% on grocery, dining and entertainment and 1% on all other spends.

Overall, you can earn a net reward yield of 0.8-1.2% on spending above ₹10,000 with this card, making this an average card. However, it is the best credit card from Kotak if you spend between ₹10,000-20,000 a month on your card.

The Kotak IndiGo Ka-ching 6E Rewards XL Credit Card is the best choice for Kotak Mahindra Bank customers who charge ₹20,000+ a month on their card. You can earn a net rewards yield of up to 2.3% with this card.

Those looking for an entry level credit card should consider the 811 #DreamDifferent Credit Card.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.

The Rewards

Card Kotak Indigo Ka-ching 6E Rewards
Card Type Reward
Reward Features 3 Reward Points / ₹100 spent on Indigo

2 Reward Points / ₹100 spent on:
– Dining
– Grocery
– Entertainment

1 Reward points / ₹100 spent on everything else

Milestone Rewards Nil
Other Rewards – Complimentary Air tickets worth ₹1,500

– 30% discount on Accor hotels vouchers

– Complimentary 6E prime add-on worth ₹899

– 2 Complementary Domestic Airport Lounge visit / Qtr.

Rewards Redemption Fee ₹99
Reward Caps Unlimited
Preferred Redemption Method Flight Booking on Indigo Website @₹1 / 6E Rewards Point

Fees & Charges

Card Kotak Indigo Ka-ching 6E Rewards
Joining Fee ₹700 + Taxes
Annual Fee ₹700 + Taxes
Min. Annual Credit Card Spend
for Fee Waiver
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee Free
Interest Rate 42.00%
Foreign Currency Markup 3.50%
Cash Advance Charge ₹300 on every withdrawal of ₹10,000
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