moolahgeeks is no longer being updated. Our recommendations may be outdated and should not be relied upon. Learn more
| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | 0.1% | 0.8% | 1.1% | 1.2% | 1.3% |
| Est. Monthly Reward (₹) | – | 75 | 215 | 615 | 1,310 |
| All-India Rewards Rank* | 149 | 75 | 65 | 82 | 72 |
| Within Bank Rank* | 6 | 5 | 2 | 3 | 3 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. | |||||
The Kotak Indigo Ka-ching 6E Rewards give effective rewards of 3% on travel with Indigo, 2% on grocery, dining and entertainment and 1% on all other spends.
Overall, you can earn a net reward yield of 0.8-1.2% on spending above ₹10,000 with this card, making this an average card. However, it is the best credit card from Kotak if you spend between ₹10,000-20,000 a month on your card.
The Kotak IndiGo Ka-ching 6E Rewards XL Credit Card is the best choice for Kotak Mahindra Bank customers who charge ₹20,000+ a month on their card. You can earn a net rewards yield of up to 2.3% with this card.
Those looking for an entry level credit card should consider the 811 #DreamDifferent Credit Card.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | Kotak Indigo Ka-ching 6E Rewards |
|---|---|
| Card Type | Reward |
| Reward Features | 3 Reward Points / ₹100 spent on Indigo
2 Reward Points / ₹100 spent on: 1 Reward points / ₹100 spent on everything else |
| Milestone Rewards | Nil |
| Other Rewards | – Complimentary Air tickets worth ₹1,500
– 30% discount on Accor hotels vouchers – Complimentary 6E prime add-on worth ₹899 – 2 Complementary Domestic Airport Lounge visit / Qtr. |
| Rewards Redemption Fee | ₹99 |
| Reward Caps | Unlimited |
| Preferred Redemption Method | Flight Booking on Indigo Website @₹1 / 6E Rewards Point |
| Card | Kotak Indigo Ka-ching 6E Rewards | |
|---|---|---|
| Joining Fee | ₹700 + Taxes | |
| Annual Fee | ₹700 + Taxes | |
| Min. Annual Credit Card Spend for Fee Waiver |
Nil | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 42.00% | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | ₹300 on every withdrawal of ₹10,000 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
