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League Platinum Credit Card by Kotak Mahindra Bank

by Kshitiz V Sharma on

The Bottom Line

League Platinum Credit Card
Low Fee, Low Rewards

8 Rewards points for every ₹150 spend on Travel & Shopping and 4 Points for the rest. Earn 8 Points on all spend on exceeding annual spend of ₹2 lacs.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield 0.5% 0.5% 1.0% 0.7% 0.6%
Est. Monthly Reward (₹) 20 50 190 345 615
All-India Rewards Rank* 79 127 87 187 203
Within Bank Rank* 1 8 4 6 7
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

The League Platinum Credit Card give effective rewards worth 0.53% on all spends over ₹2 lacs in a year. Below that limit, you earn 0.53% for Travel & Shopping categories and 0.26% on other spending.

Including milestone rewards, you can earn a net reward yield of 0.5-1% with this card, making this a very average card.

The 811 #DreamDifferent Credit Card is the best entry level credit card from Kotak Mahindra Bank, with a yield of 0.4-1%.

If you spend between ₹10,000 – 20,000 a month on your card, consider the Kotak Indigo Ka-ching 6E Rewards Credit Card with a yield of 0.7-1.1%

The Kotak IndiGo Ka-ching 6E Rewards XL Credit Card is the best choice for Kotak Mahindra Bank customers who charge ₹20,000+ a month on their card. You can earn a net rewards yield of up to 2.3% with this card.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.


The Rewards

Card League Platinum Credit Card
Card Type Reward
Reward Features 8 Rewards points for every ₹150 spend on:
– Travel Agencies
– Package Tour Operators
– Airline and Air Carriers
– Electric Sales
– Durable Goods
– Departmental Stores

4 Rewards points for every ₹150 spend on other categories

Milestone Rewards 4 PVR Tickets or 10,000 Reward points on spending ₹1.25 Lacs
Other Rewards – Railway Surcharge waivers up to ₹500
Rewards Redemption Fee ₹99
Reward Caps Unlimited
Preferred Redemption Method Redeem your points across Recharges, Shopping across 10,000 products, E-vouchers across various brands @₹0.10 / Reward point


Fees & Charges

Card League Platinum Credit Card
Joining Fee ₹499 + Taxes
Annual Fee ₹499 + Taxes
Min. Annual Credit Card Spend
for Fee Waiver
₹50,000
Income Criteria Salaried ₹5 Lacs
Self-employed N/A
Supplementary Card Fee Free
Interest Rate 42.00%
Foreign Currency Markup 3.50%
Cash Advance Charge 2.00% with a minimum of ₹500

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