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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | 0.9% | 1.0% | 1.1% | 1.1% | 1.1% |
| Est. Monthly Reward (₹) | 40 | 100 | 215 | 555 | 1,145 |
| All-India Rewards Rank* | 43 | 47 | 68 | 104 | 96 |
| Within Bank Rank* | 3 | 3 | 1 | 2 | 3 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. | |||||
The Legend Credit Card gives effective rewards of 0.75% when you use it on weekdays and 1.50% when you spend on weekends.
It gives a net reward yield of 0.9 – 1.1% on all your spend, making it the best credit card from IndusInd Bank for most people.
If you spend more than ₹1 lacs a month on your card, you should get the Club Vistara IndusInd Bank Explorer Credit Card. This card offers a net reward yield of 1.3% which is better than the Legend at this level.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | Legend Credit Card |
|---|---|
| Card Type | Reward |
| Reward Features | – 2 Reward Points / ₹100 on all spends on weekends
– 1 Reward Points / ₹100 on all spends on weekdays |
| Milestone Rewards | 4000 Reward points on spending ₹6 Lacs in a year |
| Other Rewards | – 2 Complimentary Domestic Airport Lounge Visits / Qtr
– Complimentary Priority Pass Membership |
| Rewards Redemption Fee | ₹100 |
| Reward Caps | Unlimited |
| Preferred Redemption Method | Cashback against statement balance @₹0.75 / Reward Point
OR Flight Booking on Vistara Website @ ₹0.90 / CV Point |
| Card | Legend Credit Card | |
|---|---|---|
| Joining Fee | ₹9,999 + Taxes | |
| Annual Fee | Nil | |
| Min. Annual Credit Card Spend for Fee Waiver |
Nil | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 46.00% | |
| Foreign Currency Markup | 1.80% | |
| Cash Advance Charge | 2.50% with a minimum of ₹500 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
