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MakeMyTrip ICICI Bank Signature Credit Card

by Kshitiz V Sharma on

The Bottom Line

MakeMyTrip ICICI Bank Signature Credit Card
No Annual Fee, Low Rewards

On MakeMyTrip, earn 4 My Cash Points / ₹200 spent for hotels & holidays and 2 points for flights. Earn 1.5 points on foreign spends and 1.25 points on the rest.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield 0.6% 0.7% 0.7% 0.7% 0.7%
Est. Monthly Reward (₹) 25 65 135 345 710
All-India Rewards Rank* 73 100 142 194 191
Within Bank Rank* 5 5 6 19 19
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee.

The MakeMyTrip ICICI Bank Signature Credit Card gives 2% effective rewards on hotel & holiday bookings with MakeMyTrip and 1% on flights. You also earn 0.75% on foreign spending and 0.6% on all other spending.

Overall, including the value of milestone rewards, we estimate you can earn a net reward yield of 0.6 – 0.7% on all your spending with this card in a month.

The Mine Credit Card is the best credit card from ICICI Bank  for most people.

Sign up for the PRO 49 plan if you are spending less than ₹20,000 a month on your card. The PREMIUM 149 plan is best if you are spending between ₹20,000 – 50,000.

You can earn a net reward yield of 1.4-1.8% on all your spending with this credit card.

If you are spending more than ₹50,000 a month on your card, the Amazon Pay ICICI Bank Credit Card is the best option from ICICI Bank. We estimate you can earn a net reward yield of 1.2% with this card.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.


The Rewards

Card MakeMyTrip ICICI Bank Signature Credit Card
Card Type Reward
Reward Features 4 My Cash / ₹200 on MakeMyTrip for Hotels and Holidays

2 My Cash / ₹200 on MakeMyTrip for Flight Bookings

1.5 My Cash / ₹200 on Foreign spends

1.25 My Cash / ₹200 on all other spends

Milestone Rewards – 1,100 My Cash on annual spends of ₹2.5 Lacs

– 4,000 My Cash on annual spends of ₹5 Lacs

Other Rewards – 2 Complimentary Domestic Airport Lounge Visits / Qtr

– 1 Complimentary International Airport Lounge Visits / Qtr

– 1 complimentary Railway Lounge visits / Qtr.

Rewards Redemption Fee ₹99
Reward Caps Unlimited
Preferred Redemption Method Redeem for bookings on MakeMyTrip
1 My Cash = ₹1


Fees & Charges

Card MakeMyTrip ICICI Bank Signature Credit Card
Joining Fee ₹2,500 + Taxes
Annual Fee Nil
Min. Annual Credit Card Spend
for Fee Waiver
N/A
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee ₹250 + Taxes
Interest Rate 42.00% p.a.
Foreign Currency Markup 3.50%
Cash Advance Charge 2.50% with a minimum of ₹300

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