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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | (-4.0%)^ | (-0.9%)^ | 0.5% | 1.4% | 1.7% |
| Est. Monthly Reward (₹) | (205) | (95) | 105 | 700 | 1,705 |
| All-India Rewards Rank* | 321 | 307 | 177 | 70 | 47 |
| Within Bank Rank* | 26 | 28 | 16 | 13 | 11 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. | |||||
The Miles & More Axis Bank World Card gives 2% effective reward all spending in the form of Lufthansa Miles & More miles. It has a non-waivable annual fee of ₹3,500.
Including the fee, we estimate this card can earn you a net reward yield of 1.4-1.7% on spending above ₹50,000 in a month.
We think if you are considering this card, you would be better off with the Miles & More Axis Bank SELECT Credit Card, which offers a much higher rewards for a slightly higher fee.
The ACE Credit Card is the best credit card for most Axis Bank customers. We estimate it offers an average net reward yield of 2.3% on all your spend.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | Miles & More Axis Bank World Card |
|---|---|
| Card Type | Reward |
| Reward Features | 4 Miles / ₹200 on all spends |
| Milestone Rewards | 24,000 Miles on ₹1 Lacs / mth. |
| Other Rewards | – 4 Complimentary Domestic Airport Lounge Visits / Qtr
– 2 Complimentary Domestic Airport Lounge Visits / Year – Complimentary Priority Pass Membership – 15% off at partner restaurants with Axis Bank Dining Delights |
| Rewards Redemption Fee | Nil |
| Cashback Caps | Unlimited |
| Preferred Redemption Method | Redeem miles for flight bookings, hotel reservations, car rentals, shopping & for donations |
| Card | Miles & More Axis Bank World Card | |
|---|---|---|
| Joining Fee | ₹3,500 + Taxes | |
| Annual Fee | ₹3,500 + Taxes | |
| Min. Annual Credit Card Spend for Fee Waiver |
N/A | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 52.86% p.a. | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | 2.50% with a minimum of ₹500 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
