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Miles & More Axis Bank World Select Credit Card

by Kshitiz V Sharma on

The Bottom Line

Miles & More Axis Bank World Select Credit Card
Simple & High Rewards, High Fee

6 Miles / ₹200 on all spends, Redeem miles for flight bookings, hotel reservations, car rentals, shopping & for donations.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield (-4.8%)^ (-0.8%)^ 1.1% 2.2% 2.6%
Est. Monthly Reward (₹) (240) (80) 225 1,115 2,625
All-India Rewards Rank* 337 297 62 22 5
Within Bank Rank* 28 27 12 6 3
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

The Miles & More Axis Bank World Select Credit Card gives 3% effective reward all spending in the form of Lufthansa Miles & More miles. It has a non-waivable joining fee of ₹10,000 and an annual fee of ₹4,500.

Including the fee, we estimate this card can earn you a net reward yield of 2.2-2.6% on spending ₹50,000+ in a month.

This is a great card if you are comfortable redeeming all your rewards on the Miles & More platform.

The ACE Credit Card is the best credit card for most Axis Bank customers. We estimate it offers an average net reward yield of 2.3% on all your spend.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.


The Rewards

Card Miles & More Axis Bank World Select Credit Card
Card Type Reward
Reward Features 6 Miles / ₹200 on all spends
Milestone Rewards 36,000 Miles on ₹1 Lacs / mth.
Other Rewards – 1 Complimentary Domestic Airport Lounge Visits / Qtr

– 2 Complimentary International Airport Lounge Visits / Year

– Complimentary Priority Pass Membership

– 15% off at partner restaurants with Axis Bank Dining Delights

Rewards Redemption Fee Nil
Cashback Caps Unlimited
Preferred Redemption Method Redeem via Miles & More Platform for flight bookings, hotel reservations, car rentals, shopping & donations


Fees & Charges

Card Miles & More Axis Bank World Select Credit Card
Joining Fee ₹10,000 + Taxes
Annual Fee ₹4,500 + Taxes
Min. Annual Credit Card Spend
for Fee Waiver
N/A
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee Free
Interest Rate 52.86% p.a.
Foreign Currency Markup 3.50%
Cash Advance Charge 2.5% (Min. ₹500) of the Cash Amount

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