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Mine Credit Card – PRO 49 Plan by ICICI Bank

by Kshitiz V Sharma on

The Bottom Line

Mine Credit Card – PRO 49 Plan
Great Cashabck for Online Spends

5% on Amazon, Myntra, bigbasket, Grofers, Swiggy, Zomato, MakeMyTrip, Goibibo and 1% cashback on all other retail spending.

Monthly Spend ₹5K ₹10K ₹20K ₹50K ₹100K
Net Reward Yield 1.4% 1.7% 1.0% 0.4% 0.2%
Est. Monthly Reward (₹) 65 165 200 200 200
All-India Rewards Rank* 12 18 77 282 337
Within Bank Rank* 1 1 3 36 37
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.

The Mine Credit Card – PRO 49 Plan offers 5% on Amazon, bigbasket, Grofers, Swiggy, Zomato, Ola, PVR, INOX & Gaana and 1% cashback on all other retail spending with a monthly cashback cap of ₹200.

It has a monthly fee of ₹49 which is waived if you are spending more than ₹10,000 in a month.

We estimate this card can earn you a net reward yield of 1.4-1.7% on spending up to ₹10,000 with the card in a month.

The Mine Credit Card – PREMIUM 149 Plan offers a cashback of 5% on Amazon, Myntra, bigbasket, Grofers, Swiggy, Zomato, MakeMyTrip, Goibibo and 1% cashback on all other retail spending with a monthly cashback cap of ₹750.

It has a monthly fee of Rs 149 which is waived if you are spending more than ₹20,000 in a month.

We estimate this card can earn you a net reward yield of 0.3-1.8% on spending more than ₹10,000 with the card in a month.

If you are spending more than ₹50,000 a month on your card, the Amazon Pay ICICI Bank Credit Card is the best option from ICICI Bank. We estimate you can earn a net reward yield of 1.2% with this card.

Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.


The Rewards

Card Mine Credit Card – PRO 49 Plan
Card Type Cashback
Cashback Features 5% cashback on:
– Amazon Prime
– bigbasket
– BookMyShow
– Gaana
– PVR
– INOX
– Ola
– Swiggy
– Zomato

1% cashback on all other retail spends

Milestone Rewards Nil
Other Rewards – 1 Complimentary Domestic Rail Lounge access / mth.

– 7% off up to ₹5,000 on select domestic hotels

– 4% instant discount up to ₹600 on domestic flights on Goibibo

Rewards Redemption Fee ₹99
Cashback Caps ₹200 p.m.
Preferred Redemption Method Cashback against statement balance

Fees & Charges

Card Mine Credit Card – PRO 49 Plan
Joining Fee Nil
Annual Fee ₹49 + Taxes p.m.
Min. Annual Credit Card Spend
for Fee Waiver
₹10,000 p.m.
Income Criteria Salaried N/A
Self-employed N/A
Supplementary Card Fee Free
Interest Rate 40.80%
Foreign Currency Markup 3.50%
Cash Advance Charge N/A
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