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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | 1.4% | 1.7% | 1.0% | 0.4% | 0.2% |
| Est. Monthly Reward (₹) | 65 | 165 | 200 | 200 | 200 |
| All-India Rewards Rank* | 12 | 18 | 77 | 282 | 337 |
| Within Bank Rank* | 1 | 1 | 3 | 36 | 37 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. | |||||
The Mine Credit Card – PRO 49 Plan offers 5% on Amazon, bigbasket, Grofers, Swiggy, Zomato, Ola, PVR, INOX & Gaana and 1% cashback on all other retail spending with a monthly cashback cap of ₹200.
It has a monthly fee of ₹49 which is waived if you are spending more than ₹10,000 in a month.
We estimate this card can earn you a net reward yield of 1.4-1.7% on spending up to ₹10,000 with the card in a month.
The Mine Credit Card – PREMIUM 149 Plan offers a cashback of 5% on Amazon, Myntra, bigbasket, Grofers, Swiggy, Zomato, MakeMyTrip, Goibibo and 1% cashback on all other retail spending with a monthly cashback cap of ₹750.
It has a monthly fee of Rs 149 which is waived if you are spending more than ₹20,000 in a month.
We estimate this card can earn you a net reward yield of 0.3-1.8% on spending more than ₹10,000 with the card in a month.
If you are spending more than ₹50,000 a month on your card, the Amazon Pay ICICI Bank Credit Card is the best option from ICICI Bank. We estimate you can earn a net reward yield of 1.2% with this card.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | Mine Credit Card – PRO 49 Plan |
|---|---|
| Card Type | Cashback |
| Cashback Features | 5% cashback on: – Amazon Prime – bigbasket – BookMyShow – Gaana – PVR – INOX – Ola – Swiggy – Zomato 1% cashback on all other retail spends |
| Milestone Rewards | Nil |
| Other Rewards | – 1 Complimentary Domestic Rail Lounge access / mth.
– 7% off up to ₹5,000 on select domestic hotels – 4% instant discount up to ₹600 on domestic flights on Goibibo |
| Rewards Redemption Fee | ₹99 |
| Cashback Caps | ₹200 p.m. |
| Preferred Redemption Method | Cashback against statement balance |
| Card | Mine Credit Card – PRO 49 Plan | |
|---|---|---|
| Joining Fee | Nil | |
| Annual Fee | ₹49 + Taxes p.m. | |
| Min. Annual Credit Card Spend for Fee Waiver |
₹10,000 p.m. | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 40.80% | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | N/A | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
