The Bottom Line
Low Rewards But Some Good Deals
4 EDGE Rewards points for every ₹200 spend and 20% cashback on Domestic Flights.
Monthly Spend |
₹5K |
₹10K |
₹20K |
₹50K |
₹100K |
Net Reward Yield |
0.4% |
0.4% |
0.4% |
0.4% |
0.4% |
Est. Monthly Reward (₹) |
15 |
35 |
80 |
195 |
400 |
All-India Rewards Rank* |
110 |
162 |
224 |
284 |
288 |
Within Bank Rank* |
8 |
13 |
16 |
21 |
22 |
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here. |
The My Wings Credit Card gives 20% cashback on domestic flight tickets on www.ezeego1.com and 0.40% effective reward on all other spending.
We estimate this card has a net reward yield of 0.4% on all spending with the card in a month, making it a below average card for Axis Customers. However, Axis Bank offers many credit cards that give you higher rewards than the My Wings Credit Card.
The ACE Credit Card is the best credit card from Axis Bank for nearly everyone. We estimate most people will get net reward yield of 2.3% using this card for all their spending.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
The Rewards
Card |
My WIngs Credit Card |
Card Type |
Reward + Cashback |
Reward / Cashback Features |
4 EDGE Rewards points for every ₹200 spend
20% cashback on Domestic Flights ( Base Fare) |
Milestone Rewards |
Nil |
Other Rewards |
– 15% discount at all partner restaurants with Axis Bank Dining Delights
– 400 off on Car rentals at www.ezeego1.com
– 100 off on Bus ticketing on www.ezeego1.com
– 25 off on IRCTC
– 1 Complimentary Domestic Airport Lounge visits / Qtr. |
Rewards Redemption Fee |
₹99 |
Reward/ Cashabck Caps |
Unlimited |
Preferred Redemption Method |
Redeem on EDGE Reward Catalouge for Vouchers @ ₹0.20/ edge reward points |
Fees & Charges
Card |
My WIngs Credit Card |
Joining Fee |
₹1,200 + Taxes |
Annual Fee |
₹500 + Taxes
2nd Year Onwards |
Min. Annual Credit Card Spend
for Fee Waiver |
N/A |
Income Criteria |
Salaried |
N/A |
Self-employed |
N/A |
Supplementary Card Fee |
Free |
Interest Rate |
49.96% p.a. |
Foreign Currency Markup |
3.50% |
Cash Advance Charge |
2.50% with a minimum of ₹500 |