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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | (-0.2%)^ | 0.3% | 0.5% | 0.5% | 0.5% |
| Est. Monthly Reward (₹) | (15) | 25 | 95 | 230 | 480 |
| All-India Rewards Rank* | 173 | 182 | 201 | 267 | 252 |
| Within Bank Rank* | 18 | 19 | 14 | 20 | 21 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.
^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee. |
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The MY ZONE Easy Credit Card gives 25% cashabck on movie ticketss and 0.40% effective reward on all other spending.
We estimate this card has a net reward yield of 0.5% on spending above ₹20,000 with the card in a month.
The ACE Credit Card is the best credit card from Axis Bank for nearly everyone. We estimate most people will get net reward yield of 2.3% using this card for all their spending.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | MY ZONE EASY Credit Card |
|---|---|
| Card Type | Reward + Cashback |
| Reward/ Cashback Features | 4 EDGE Rewards / ₹200 on all spends
25% Cashback on Movie tickets |
| Milestone Rewards | Nil |
| Other Rewards | 15% off at partner restaurants with Axis Bank Dining Delights |
| Rewards Redemption Fee | Nil |
| Reward/ Cashback Caps | Unlimited |
| Preferred Redemption Method | Redeem Edge Points on shopping and travel vouchers @₹0.20 / reward point |
| Card | MY ZONE EASY Credit Card | |
|---|---|---|
| Joining Fee | ₹500 + Taxes | |
| Annual Fee | ₹500 + Taxes 2nd Year Onwards |
|
| Min. Annual Credit Card Spend for Fee Waiver |
N/A | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 49.36% p.a. | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | 2.50% with a minimum of ₹500 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
