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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | (-1.4%)^ | 0.2% | 0.9% | 2.3% | 1.9% |
| Est. Monthly Reward (₹) | (75) | 15 | 175 | 1,130 | 1,945 |
| All-India Rewards Rank* | 249 | 206 | 94 | 19 | 23 |
| Within Bank Rank* | 36 | 26 | 17 | 11 | 8 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.
^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee. |
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The Paytm SBI Card SELECT give 5% Cashback on Paytm Mall, Movies, Travel, 2% Cashback on all other purchases on Paytm App and 1% Cashback on any other spends offline and online
Overall, you can earn a net reward yield of 1.3% on spends above ₹10,000 with this card, making this an average card.
The CASHBACK SBI Card is the best credit card for most SBI Card customers. We estimate it offers an average net reward yield of 1.9-2.3% on all your spend.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | Paytm SBI Card SELECT |
|---|---|
| Card Type | Cashback |
| Cashback Features | 5% Cashback on: – Paytm Mall – Movies – Travel 2% Cashback on all other purchases on Paytm App 1% Cashback on any other spends offline and online stores |
| Milestone Rewards | ₹2,000 on spending ₹4 Lacs and ₹4,000 on ₹6 lacs |
| Other Rewards | Complimentary Priority Pass worth US $99 for first two years of cardholder membership |
| Rewards Redemption Fee | ₹99 |
| Cashback Caps | Unlimited |
| Preferred Redemption Method | Redeem cashback to Paytm Gift Voucher |
| Card | Paytm SBI Card SELECT | |
|---|---|---|
| Joining Fee | ₹1,499 + Taxes | |
| Annual Fee | ₹1,499 + Taxes | |
| Min. Annual Credit Card Spend for Fee Waiver |
₹2 Lacs | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 42.00% | |
| Foreign Currency Markup | 2.50% | |
| Cash Advance Charge | 2.50% with a minimum of ₹500 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
