The Bottom Line
MIlestone Rewards Only, High Fee
1,500 Reward Points on 4 transaction of ₹1,000 per month, No transaction value based rewards and high fee.
Monthly Spend |
₹5K |
₹10K |
₹20K |
₹50K |
₹100K |
Net Reward Yield |
(-1.7%)^ |
1.0% |
2.4% |
1.0% |
0.5% |
Est. Monthly Reward (₹) |
(85) |
100 |
475 |
475 |
475 |
All-India Rewards Rank* |
261 |
44 |
4 |
137 |
256 |
Within Bank Rank* |
38 |
6 |
1 |
9 |
24 |
* Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.
^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee. |
The Platinum Bonus SuperCard gives 1,500 Reward Points if you make 4 transaction of ₹1,000 per month. It offers no regular rewards.
We estimate this card has a net reward yield of 0.5-2.4% on spending above ₹10,000 with the card in a month.
The RBL Bank Monthly Treats Credit Card is the best entry level credit card from RBL Bank.
This card can earn you a net reward yield of 1.3-2.7%, if you spend less than ₹20,000 on your card each month. That also makes it one of the best entry level credit cards in India.
The Edition Black Credit Card is the best option from RBL Bank, if you spend more than ₹20,000 on your card every month.
The Edition Black can earn you a net reward yield of 1.5-1.7% on all your spending.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
The Rewards
Card |
Platinum Bonus SuperCard |
Card Type |
Reward |
Reward Features |
No Regular Rewards |
Milestone Rewards |
– 5,000 Reward Points on annual spends of ₹1 Lacs
– 1,500 Reward Points on 4 transaction of ₹1,000 / Mth. |
Other Rewards |
Nil |
Rewards Redemption Fee |
₹99 |
Reward Caps |
Unlimited |
Preferred Redemption Method |
Redeem on rblrewards.com @ ₹ 0.25 / reward point |
Fees & Charges
Card |
Platinum Bonus SuperCard |
Joining Fee |
₹999 + Taxes |
Annual Fee |
₹999 + Taxes |
Min. Annual Credit Card Spend
for Fee Waiver |
₹1 Lacs |
Income Criteria |
Salaried |
N/A |
Self-employed |
N/A |
Supplementary Card Fee |
Free |
Interest Rate |
N/A |
Foreign Currency Markup |
N/A |
Cash Advance Charge |
2.50% with a minimum of ₹500 |