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| Monthly Spend | ₹5K | ₹10K | ₹20K | ₹50K | ₹100K |
|---|---|---|---|---|---|
| Net Reward Yield | (-1.7%)^ | (-0.2%)^ | 1.3% | 1.2% | 1.3% |
| Est. Monthly Reward (₹) | (90) | (20) | 250 | 620 | 1,250 |
| All-India Rewards Rank* | 263 | 248 | 47 | 82 | 81 |
| Within Bank Rank* | 40 | 28 | 5 | 4 | 4 |
| * Based on est. net reward yield for nearly 400 credit cards in India, for each monthly spending level. Read about how we calculate the net reward yield here.
^The negative figure means at this level of monthly spends, the rewards earned in a year will be worth less than the annual fee. |
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The Platinum LifeEasy SuperCard gives 10% cashback on Ola, Uber and fuel purchases, 5% cashback on grocery and milestone reward of ₹1,000 on every spend of ₹1 Lacs / Year with the card.
We estimate this card can earn you a net reward yield of 1.2-1.3% on spending more than ₹20,000 with the card in a month.
This card is issued in collaboration by RBL Bank & Bajaj Finserv and combines features like Buy Now Pay Later with a traditional credit card.
Based on our sample spending profiles, the RBL Bank Edition Black Credit Card has a net reward yield of 1.1 – 1.6% for monthly spending above ₹20,000, which makes it the best credit card from RBL Bank at this level of spending.
It has an annual fee of ₹1,499 which can be waived on reaching annual spending of ₹4 lacs.
The Edition Black is also the best credit cards in India for food delivery. It offers unlimited 10% rewards on all your Zomato & Blinkit orders.
The RBL Bank Monthly Treats Credit Card is the best entry level credit card from RBL Bank. This card can earn you a net reward yield of 1.3-2.7%, if you spend less than ₹20,000 on your card each month. That also makes it one of the best entry level credit cards in India.
Our list of the best credit cards in India, at every spending level and from every bank, is here. You can find a detailed discussion of our methodology here.
| Card | Platinum LifeEasy SuperCard |
|---|---|
| Card Type | Cashback |
| Cashback Features | 10% Cashback on: – Fuel Purchases – Ola – Uber 5% Cashback on all Grocery spends |
| Milestone Rewards | ₹1,000 on every spend of ₹1 Lacs / Year |
| Other Rewards | – 1 Complimentary Domestic Airport Lounge access / Qtr.
– 1+1 movie ticket on BookMyShow / mth. |
| Rewards Redemption Fee | ₹99 |
| Cashback Caps | – ₹400 p.m. on all Ola, Uber and fuel purchases – ₹400 p.m. on Grocery |
| Preferred Redemption Method | Redeem on RBL Rewards Portal @₹0.25 / Reward Point on E-vouchers |
| Card | Platinum LifeEasy SuperCard | |
|---|---|---|
| Joining Fee | ₹1,999 + Taxes | |
| Annual Fee | ₹1,999 + Taxes | |
| Min. Annual Credit Card Spend for Fee Waiver |
₹2 Lacs | |
| Income Criteria | Salaried | N/A |
| Self-employed | N/A | |
| Supplementary Card Fee | Free | |
| Interest Rate | 47.88% p.a. | |
| Foreign Currency Markup | 3.50% | |
| Cash Advance Charge | 2.50% with a minimum of ₹500 | |
Questions? Suggestions? See a mistake? Write to us!
Our analysis of 100s of flights shows that miles from international airlines are worth much less in India that they are globally, between 16-54% less. Their value in India is between ₹0.50/mile for the Etihad to ₹0.80/mile for BA & SQ.
2 Free Movie / Stream / Play / Events / Sports / Activities tickets up to ₹250 each and ₹100 off on F&B Spends on BookMyShow tickets.
8 reward points / ₹400 on bill payments & education and 1 point on all other spends. Fuel surcharge waiver of up to ₹100 per month.
